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Find Long-Term Care Insurance Agents in Sayville, NY
Directory of long-term care insurance agents in Sayville, New York. Verify credentials with the state department of insurance before hiring.
8 agents listed
Updated May 2026
Sayville, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 long-term care insurance agents in Sayville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Artur Goncalves: Allstate Insurance
299 Raft Ave Ste 9, Sayville, NY 11782
(631) 218-4800
agents.allstate.com
John Pawlowski - State Farm Insurance Agent
4910 Sunrise Hwy, Sayville, NY 11782
(631) 589-7811
insurewithjp.com
Edwards and Company
140 Greene Ave, Sayville, NY 11782
(631) 472-8400
edwardsandco.net
Mike Pieslak - State Farm Insurance Agent
304A W Main St, Sayville, NY 11782
(631) 589-4466
mikepieslak.com
Pine Tree Insurance LLC
282 Railroad Ave, Sayville, NY 11782
(631) 892-7934
Harry Harripersaud: Allstate Insurance
83 S Main St, Sayville, NY 11782
(631) 584-4800
agents.allstate.com
William C Hoover Insurance
22 Railroad Ave #3, Sayville, NY 11782
(631) 567-7705
wchoover.com
WC Hoover & Co.
22 Railroad Ave #3, Sayville, NY 11782
(631) 567-7705
wchoover.com
Long-term care insurance agents in Sayville, New York help residents plan for future care costs while protecting assets. New York law requires agents to be licensed and follow strict disclosure rules under the New York Insurance Law. Local agents can explain how New York Partnership for Long-Term Care policies work to qualify for Medicaid asset protection.
What Does a Long-Term Care Insurance Agent in Sayville Cost?
Long-term care insurance premiums in New York vary based on age, health, and coverage level. A typical policy for a 55-year-old in Sayville may cost between $1,500 and $3,500 per year. Costs can be higher for older applicants or those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Sayville do?
A long-term care insurance agent in Sayville helps you compare policies from different carriers. They explain coverage options like home care, assisted living, and nursing home benefits. Agents also guide you on how New York Partnership policies can help preserve your assets.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by New York law. However, New York offers the Partnership for Long-Term Care program, which provides incentives for buying qualified policies. An agent can help you decide if a policy fits your financial plan.
How do New York Partnership policies work?
New York Partnership policies allow you to protect assets equal to the benefits paid by your policy. If you use up your policy benefits, you can apply for Medicaid without counting those protected assets. This is a key feature of New York state law.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.