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Find Long-Term Care Insurance Agents in Rocky Point, NY
Directory of long-term care insurance agents in Rocky Point, New York. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Rocky Point, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Rocky Point, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Coastal Insurance Solutions
333 NY-25A, Rocky Point, NY 11778
(631) 782-3175
coastalinsurancesolution.com
The Clausen Agency, Inc
333 NY-25A Suite 150, Rocky Point, NY 11778
(631) 744-1393
clausenagency.com
Long-term care insurance agents in Rocky Point, New York help residents plan for future care needs such as nursing home stays or home health aides. New York state offers a Partnership for Long-Term Care program that allows policyholders to protect some assets while qualifying for Medicaid. Agents can explain how these plans work with local facilities in Suffolk County.
What Does a Long-Term Care Insurance Agent in Rocky Point Cost?
Long-term care insurance premiums in New York vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while a 65-year-old may pay $2,500 to $5,000 annually. New York law limits rate increases and requires insurers to justify any changes. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Rocky Point do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and health needs. They explain New York-specific rules, such as the state's Partnership program and inflation protection requirements. They do not provide legal advice but can guide you on policy features.
How does New York law affect long-term care insurance policies?
New York requires insurers to offer inflation protection and nonforfeiture benefits on many policies. The state also has a 30-day free look period where you can cancel a policy for a full refund. Agents must be licensed by the New York State Department of Financial Services.
Can I use a long-term care insurance policy in Rocky Point facilities?
Yes, most policies cover care at licensed facilities in Rocky Point and across New York. This includes nursing homes, assisted living facilities, and home care services. Check with your agent to confirm that a specific facility is covered under your chosen plan.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.