The top-rated long-term care insurance agent in Poughkeepsie, New York is Tom Lewis - State Farm Insurance Agent, rated 4.9 stars across 274 reviews. Other highly rated options include Marshall + Sterling Insurance, Scott Marxer - State Farm Insurance Agent, Miscedra & Associates Inc. This directory lists 20 long-term care insurance agents serving Poughkeepsie.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tom Lewis - State Farm Insurance Agent | 22 Ibm Rd Ste 104B | (845) 454-5444 |
| 2 | Marshall + Sterling Insurance | 232 Hooker Ave | (845) 454-2493 |
| 3 | Scott Marxer - State Farm Insurance Agent | 382 Violet Ave | (845) 204-9444 |
| 4 | Miscedra & Associates Inc | 2668 South Rd #202 | (845) 214-0977 |
| 5 | Frank Menes: Allstate Insurance | 47 Civic Center Plaza | (845) 471-9611 |
| 6 | Emery & Webb Insurance | 4 Jefferson St | (845) 454-4220 |
| 7 | Diane DiSomma - State Farm Insurance Agent | 43 Vassar Rd | (845) 462-4500 |
| 8 | Dalleo Group | 256 Main St | (845) 473-6222 |
| 9 | Marshall+Sterling | 110 Main St | (845) 454-0800 |
| 10 | Nationwide Insurance: McLean Ins Agency Inc | 316 Titusville Rd | (845) 471-2660 |
Tom Lewis - State Farm Insurance Agent serves the Poughkeepsie, New York metro area as a long-term care insurance agent. This agency helps local residents plan for the costs of extended care, such as nursing home stays or in-home assistance. It works with policyholders to select coverage that protects assets and eases family financial burdens during health declines. The agent assists with claim support and policy changes, offering guidance on how long-term care insurance integrates into a broader protection portfolio. Specific services include care planning consultations and premium management for existing policies.
Marshall + Sterling Insurance helps homeowners, businesses, and property managers in the Poughkeepsie area plan for the financial challenges of extended care needs. As a long-term care insurance agent, the company assists clients in selecting policies that cover services not paid by standard health insurance or Medicare. These plans typically help pay for home health aides, assisted living, or nursing home care. Marshall + Sterling Insurance also serves residents throughout Dutchess County, including the nearby city of Beacon.
Scott Marxer - State Farm Insurance Agent in Poughkeepsie, NY, provides a range of long-term care insurance products designed to help individuals plan for future health and daily living needs. Services include policy consultations and periodic coverage reviews to ensure plans adapt to changing circumstances. The agency also assists clients with claims guidance and policy adjustments over time. It serves single-family homes, apartment residents, retail businesses, and restaurants in the local area.
Miscedra & Associates Inc serves clients in Poughkeepsie and the surrounding Hudson Valley communities. The firm handles the selection and enrollment of long-term care insurance policies for local families. It assists clients in understanding the costs of care and the policy features that can protect their savings. To complete a typical job, it first evaluates a client’s financial situation and future needs, then presents and recommends suitable policy options tailored specifically to that individual’s circumstances.
Frank Menes: Allstate Insurance in Poughkeepsie, NY helps individuals distinguish between long-term care policies purchased as one-time plans that lock in coverage versus recurring service options that renew periodically. Covering care needs ranging from in-home assistance to nursing facility stays, these policies aim to protect savings from high health-related costs. Service typically operates on an as-needed basis following a claim, not as scheduled visits or a one-time event.
Emery & Webb Insurance specializes in helping clients plan for the personal and financial challenges of extended care, evaluating individual health needs and asset protection goals in Poughkeepsie. As a long-term care insurance agent, the firm guides families through policy options that cover nursing homes, home health aides, and assisted living facilities. This planning becomes especially critical during the winter months, when seasonal slips and illness often accelerate the need for immediate care arrangements.
As Poughkeepsie residents consider their financial plans for protecting savings later in life, many seek guidance on long-term care coverage. Diane DiSomma's State Farm Insurance Agency assists local clients by explaining policies that can help cover extended nursing or home-based assistance. The agent reviews each individual's current health situation and budget to recommend appropriate benefit amounts. An initial assessment is then scheduled to begin the application process, reviewing health history and finalizing coverage choices.
The Dalleo Group assists individuals in Poughkeepsie, New York, with planning for the financial challenges of extended care needs through long-term care insurance policies. Representatives work with clients to evaluate policy options that help preserve personal assets. The agency provides guidance for coverage that may apply in a variety of settings, including nursing homes and in-home care situations. It serves commercial accounts for local offices, warehouses, and food service establishments.
Marshall+Sterling of Poughkeepsie assists residents with long-term care insurance coverage designed to help manage the costs of extended health needs. Beyond residential policies, the agency also addresses commercial coverage options for local businesses seeking to protect their employees or partners. Serving Poughkeepsie and the surrounding Hudson Valley area, the firm provides clear guidance through the selection process. Clients frequently return for plan adjustments during open enrollment or after a change in health, establishing ongoing service between regular policy reviews.
Nationwide Insurance: McLean Ins Agency Inc in Poughkeepsie, NY serves as a long-term care insurance agent helping individuals plan for future care needs. The agency guides clients through policy options that cover home health aides, assisted living, and nursing home expenses. Its advisors explain coverage details and underwriting requirements specific to New York. The company provides assistance with policy comparisons and application procedures. The agency can add on supplemental riders for home modification benefits.
What Does a a Long-Term Care Insurance Agent in Poughkeepsie Cost?
Long-term care insurance premiums in New York vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,500 per year. Partnership policies may have slightly higher premiums due to inflation protection requirements. Costs can be much higher for older applicants or those with health issues. This is general information and not insurance advice.
About long-term care insurance agents in Poughkeepsie
Long-term care insurance agents in Poughkeepsie help residents plan for future care costs like nursing homes or home health aides. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Working with a local agent can help you understand how these policies interact with New York Medicaid rules.
Frequently Asked Questions
What does a long-term care insurance agent in Poughkeepsie do?
An agent helps you compare policies from different insurers and explains coverage options for home care, assisted living, and nursing facilities. They also guide you on New York-specific programs like the Partnership for Long-Term Care which provides asset protection. The agent does not provide legal advice but can help you understand policy features.
How does New York Partnership for Long-Term Care affect my policy?
New York Partnership policies allow you to keep assets equal to the amount your policy pays out if you later need Medicaid. This is a state-approved program that requires the policy to meet specific inflation and benefit standards. An agent can explain which policies qualify for Partnership status in New York.
Are there age or health requirements for long-term care insurance in New York?
Most insurers require you to be between 18 and 84 years old and pass medical underwriting. New York law does not set a maximum age but companies set their own limits. Pre-existing conditions may affect eligibility or premiums. It is best to apply before you need care.
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