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Directory of long-term care insurance agents in Long Beach, New York. Verify credentials with the state department of insurance before hiring.
7 agents listed
Updated May 2026
Long Beach, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 7 long-term care insurance agents in Long Beach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Mackoul Risk Solutions
216 W Park Ave, Long Beach, NY 11561
(866) 622-5685
mackoul.com
Meyerson-Roth Co / DCAP Insurance
30b W Park Ave, Long Beach, NY 11561
(516) 432-5800
yourcoverage.com
Wholesure Long Beach, NY (New Empire Group)
214 W Park Ave #3212, Long Beach, NY 11561
(516) 431-8300
newempireis.com
Denis A. Miller Insurance Agency, Inc.
28 E Park Ave, Long Beach, NY 11561
(516) 432-9245
denismillerinsurance.com
Edwin J. O'Toole Insurance Agency
727A W Park Ave, Long Beach, NY 11561
(516) 764-7800
otooleinsurance.com
Hometown Atlantic Inc
120 W Park Ave # 209, Long Beach, NY 11561
(516) 670-9305
hometownatlantic.com
Insurance Agency
832 W Beech St, Long Beach, NY 11561
(914) 256-2294
Long-term care insurance agents in Long Beach, New York help residents plan for future care costs including home care, assisted living, and nursing home stays. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents guide clients through New York-specific regulations and policy options to match individual needs and budgets.
What Does a Long-Term Care Insurance Agent in Long Beach Cost?
Long-term care insurance premiums in New York vary widely based on age and coverage level. For a 55-year-old, a comprehensive policy with $150 daily benefit and 3-year benefit period may cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually for similar coverage. New York Partnership policies may have slightly different pricing due to asset protection features. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
The New York Partnership is a state program that combines private long-term care insurance with Medicaid asset protection. Policyholders can keep assets equal to the benefits their policy pays out, even if they later need Medicaid. This program is available only through specially certified policies sold in New York.
How do I choose a long-term care insurance agent in Long Beach?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of New York Partnership plans and their ability to compare policies from multiple carriers. Verify their license through the New York State Department of Financial Services website.
What factors affect long-term care insurance premiums in New York?
Premiums depend on your age, health, benefit amount, benefit period, and inflation protection options. New York law requires policies to offer a 5% compound inflation option. Younger applicants typically pay lower premiums, and health underwriting can affect eligibility and rates.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.