Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 long-term care insurance agents in Liverpool, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Renee Neff - State Farm Insurance Agent
8402 Oswego Rd, Liverpool, NY 13090
(315) 506-4180
myclayagent.com
Adam Roux: Allstate Insurance
7496 Oswego Rd, Liverpool, NY 13090
(315) 652-4663
agents.allstate.com
InFocus Insurance
8035 Oswego Rd, Liverpool, NY 13090
(315) 622-3333
infocusinsurance.com
Chris Otis - State Farm Insurance Agent
5122 W Taft Rd, Liverpool, NY 13088
(315) 458-5234
christopherotis.com
Ross, Stepien & Kadey, Inc DBA The Insurance Shop Svcs.
7143 Henry Clay Blvd, Liverpool, NY 13088
(315) 457-1511
theinsuranceshop1.com
Central New York Agency LLC
7337 Oswego Rd, Liverpool, NY 13090
(315) 934-4466
cnyagency.com
KMR Insurance Services, LLC
305 Vine St Suite #1, Liverpool, NY 13088
(315) 565-4100
kmrinsuranceservices.com
Affordable Benefit Concepts, Inc
7785 Henry Clay Blvd, Liverpool, NY 13090
(315) 426-0540
convergenceins.com
What Does a Long-Term Care Insurance Agent in Liverpool Cost?
The cost of a long-term care insurance policy in New York varies by age health and benefit amount. For a 55 year old a typical policy with 165 daily benefit and 3 year term may cost between 1500 and 3000 per year. Premiums for a 65 year old can range from 2500 to 5000 annually. New York law requires policies to offer inflation protection and nonforfeiture benefits which affect price. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Liverpool do?
An agent helps you compare policies from different insurers and explains coverage for nursing homes, assisted living, and home care. They also clarify New York-specific rules such as the Partnership program and inflation protection options. The agent does not provide legal advice but can guide you through policy features.
How does New York Partnership for Long-Term Care affect my policy?
New York Partnership policies allow you to keep assets equal to the benefits paid by your policy if you later need Medicaid. For example if your policy pays 100000 in benefits you can protect 100000 of your assets. This is a key feature for Liverpool residents who want to preserve their savings.