Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 13 long-term care insurance agents in Lindenhurst, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Luis Hernandez - State Farm Insurance Agent
186 S 1st St Ste C, Lindenhurst, NY 11757
(631) 956-4003
luissfinsurance.com
First Choice Insurance
646 Wellwood Ave, Lindenhurst, NY 11757
(631) 422-6650
firstchoiceins.com
Thomas J. Sant: Allstate Insurance
7 W Hoffman Ave, Lindenhurst, NY 11757
(631) 957-4800
agents.allstate.com
The Retirement Center
125A S Wellwood Ave, Lindenhurst, NY 11757
(631) 987-7555
theretirementcenterny.com
Nationwide Insurance: Stephen Patrick Cali
173 S Wellwood Ave, Lindenhurst, NY 11757
(631) 592-1250
agency.nationwide.com
Plus Insurance Service NY
271-279 S Wellwood Ave, Lindenhurst, NY 11757
(631) 572-3818
Young Insurance NY
196 S 1st St, Lindenhurst, NY 11757
(631) 318-0965
Tom Falletta: Allstate Insurance
53 W Montauk Hwy, Lindenhurst, NY 11757
(631) 225-4100
agents.allstate.com
Protective Insurance Agency
101 N Wellwood Ave #7, Lindenhurst, NY 11757
(631) 226-7202
HF Wrieth Insurance
368 S Wellwood Ave, Lindenhurst, NY 11757
(631) 226-2264
hfwriethinsurance.com
LoBue & Son Agency
197 S Wellwood Ave, Lindenhurst, NY 11757
(631) 957-5282
lobueandson.com
Prudential Insurance Co
150 Sunrise Hwy, Lindenhurst, NY 11757
(631) 496-4501
prudential.com
Top Line Brokerage Services
116 Lane St, Lindenhurst, NY 11757
(631) 671-9295
toplinebrokers.com
What Does a Long-Term Care Insurance Agent in Lindenhurst Cost?
Typical annual premiums for a 55-year-old in New York range from 1,500 to 3,500 dollars for a policy with a 150 dollar daily benefit and a 3-year benefit period. Costs increase with age and richer benefits. A 65-year-old might pay 2,500 to 5,500 dollars per year for similar coverage. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Lindenhurst do?
An agent helps you understand and compare long-term care insurance policies from multiple companies. They explain coverage details, benefit amounts, and elimination periods. They also can discuss New York-specific programs like the Partnership plan.
How does the New York Partnership for Long-Term Care work?
This program lets you keep a portion of your assets equal to the benefits paid by your policy if you later apply for Medicaid. It is a state-approved way to combine private insurance with Medicaid planning. An agent can show you which policies qualify as partnership plans.
What factors affect the cost of long-term care insurance in New York?
Costs depend on your age, health, benefit amount, benefit period, and inflation protection. New York also has a 30-day free look period where you can cancel a policy for a full refund. Premiums can vary significantly between carriers for similar coverage.