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Find Long-Term Care Insurance Agents in Lawrence, NY

Compare long-term care insurance agents in Lawrence. Review contact information and insurance categorys before you decide.

2 agents listed
Updated May 2026
Lawrence, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Lawrence, NY Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Health Guard Inc Co
163 Harborview N, Lawrence, NY 11559
(315) 221-9472
LTC Financial Partners
376 Central Ave, Lawrence, NY 11559
(516) 612-4936

Long-term care insurance agents in Lawrence, New York help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. An agent can explain how these policies work with local care costs and state regulations.

What Does a Long-Term Care Insurance Agent in Lawrence Cost?

Long-term care insurance premiums in New York vary by age, health, and benefit amount. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Costs are lower with shorter benefit periods or longer elimination periods. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What is the New York Partnership for Long-Term Care?
It is a state program that lets you keep assets equal to the amount your long-term care policy pays. An agent in Lawrence can help you choose a qualifying policy that meets New York requirements.
How do I know if I need long-term care insurance in Lawrence?
Consider your age, health, and savings. In New York, nursing home costs average over $150,000 per year. An agent can review your finances and help you decide if a policy makes sense for your situation.
What services does a long-term care insurance agent provide?
An agent in Lawrence can compare policies from multiple companies, explain benefit options, and help with applications. They also assist with claims and policy changes under New York insurance laws.