Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 4 long-term care insurance agents in Lake Ronkonkoma, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Aspen Agency Inc
191 Ronkonkoma Ave, Lake Ronkonkoma, NY 11779
(631) 471-7575
aspen-ny.com
Cotgreave Insurance Agency
558 Portion Rd, Lake Ronkonkoma, NY 11779
(631) 981-5400
cotgreaveagency.com
Emblem Health Ins
640 Hawkins Ave, Lake Ronkonkoma, NY 11779
(631) 212-1560
weence.com
Amitrano Insurance Services
4 Norwood Ln, Lake Ronkonkoma, NY 11779
(631) 648-7845
amitranoinsurance.myhomehq.biz
What Does a Long-Term Care Insurance Agent in Lake Ronkonkoma Cost?
Long-term care insurance premiums in New York vary widely. For a 55 year old a typical policy might cost between 2,000 and 4,000 dollars per year depending on benefits and inflation options. Partnership policies may have different pricing. Costs also depend on your health and the insurance company. This is general information not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York State Partnership for Long-Term Care?
This program allows you to buy a qualified long-term care policy that protects assets equal to the benefits paid. If you use all policy benefits you can still qualify for Medicaid without spending down those assets. Agents in Lake Ronkonkoma can explain this option.
How do I choose a long-term care insurance agent in Lake Ronkonkoma?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their familiarity with New York specific laws and the Partnership program. Check their credentials with the New York State Department of Financial Services.
What factors affect long-term care insurance premiums in New York?
Premiums depend on your age health benefit amount and inflation protection. New York law requires policies to offer certain consumer protections like nonforfeiture benefits. Your agent can provide quotes based on your specific situation.