The top-rated long-term care insurance agent in Huntington Station, New York is Monica Murphy - State Farm Insurance Agent, rated 4.9 stars across 243 reviews. Other highly rated options include Garbe Associates Insurance - Huntington, Quick Auto Insurance Agency, NK Agency. This directory lists 11 long-term care insurance agents serving Huntington Station.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Monica Murphy - State Farm Insurance Agent | 1985 New York Ave | (631) 273-1800 |
| 2 | Garbe Associates Insurance - Huntington | 876 E Jericho Tpke | (631) 427-6093 |
| 3 | Quick Auto Insurance Agency | 1300 New York Ave A | (631) 673-7370 |
| 4 | NK Agency | Huntington Station, NY 11746 | (516) 220-8860 |
| 5 | Donald Hurley: Allstate Insurance | 837 E Jericho Tpke | (631) 421-4000 |
| 6 | Sureness Insurance | 260 Evergreen Ave | (631) 729-9397 |
| 7 | Omega Insurance | 33 Walt Whitman Rd Suite 107 | (631) 923-2520 |
| 8 | Ralph Silvers Agency Inc | 315 Walt Whitman Rd #310 | (631) 271-9200 |
| 9 | Capital Coverage, Inc. | 1895 New York Ave | (631) 427-0303 |
| 10 | Joy Munro Insurance Agent | 4 Alpine Way S | (631) 549-6600 |
Monica Murphy - State Farm Insurance Agent serves the Huntington Station, New York area as a long-term care insurance agent. This firm assists local individuals and families with planning for future care needs. They provide guidance on financial strategies to help protect savings and assets from rising care costs. Clients can explore insurance options tailored to their specific age and health situation. Services include policy consultation for in-home care and specialized coverage for extended nursing facility stays.
Garbe Associates Insurance in Huntington Station, New York, provides long-term care insurance planning and policy management services. The company helps individuals evaluate coverage options for nursing home care, in-home assistance, and assisted living expenses. Its maintenance approach includes periodic policy reviews to adjust for changing health needs and benefit structures. This agency assists clients in protecting personal assets and ensuring access to quality care services. Its work serves homeowners in single-family residences, apartment dwellers, and property owners of retail establishments and restaurants requiring financial security for future care costs.
Homeowners and local residents in Huntington Station turn to Quick Auto Insurance Agency for their long-term care insurance needs. The agency assists clients in planning for future healthcare expenses with policies covering in-home, assisted living, and nursing facility care. It helps individuals preserve savings while ensuring access to necessary support services. In addition to serving Huntington Station, the agency also covers the surrounding Town of Huntington area and neighboring communities throughout Suffolk County.
Families and individuals in Huntington Station seeking to protect assets against the high costs of extended care turn to NK Agency for guidance on long-term care insurance options. The firm helps clients understand policy features that cover in-home care, assisted living, and nursing home expenses. By evaluating individual needs and budgets, the agent recommends suitable coverage plans from available carriers. NK Agency also serves the broader Suffolk County area, including neighboring communities such as Melville and Woodbury.
Serving Huntington Station and the surrounding Long Island communities, Donald Hurley: Allstate Insurance helps clients address their long-term care insurance needs. The agency works with individuals and families to evaluate coverage options that can assist with future personal care expenses. Its typical approach involves reviewing a client’s financial situation and health history to identify suitable plans, then processing the necessary paperwork to secure a policy.
Serving Huntington Station, NY, Sureness Insurance guides clients through the choice between paying for long-term care out-of-pocket and securing coverage through a dedicated policy. Their agents explain how individual long-term care insurance plans help protect savings from the high costs of assisted living, nursing homes, or home health aides. This process includes comparing benefit periods and inflation protection options that fit various budgets and future needs. Assistance is available on a one-time basis for a thorough policy review or enrollment, with follow-up services conducted as needed.
Omega Insurance specializes in matching individuals and families in the Huntington Station area with suitable long-term care insurance policies, helping clients plan for the costs of extended nursing home stays, assisted living, or in-home care. The agency guides customers through the complex process of comparing coverage options and underwriting requirements, addressing both immediate protection needs and long-term financial security. As winter approaches, its advisors assist clients in understanding how new policy provisions may affect seasonal relocation choices or changes in health status.
As the population of Long Island ages, many residents face the growing need to plan for potential long-term care expenses, and Ralph Silvers Agency Inc in Huntington Station provides guidance on navigating these complex insurance decisions. The agency helps clients assess their financial situations and health considerations to determine appropriate coverage options that protect assets and ensure access to care. This process begins with a thorough, no-obligation initial consultation to evaluate individual needs and policy structures.
Capital Coverage, Inc. assists individuals in Huntington Station, NY, with financial planning by offering long-term care insurance policies. The agency specializes in helping clients navigate coverage options that protect against the high cost of extended care services, which can include home health aides or assisted living facilities. These policies are designed to preserve savings and provide access to necessary care as needs arise. The company supports small business owners by tailoring coverage for commercial environments such as offices, warehouses, and food service operations.
Joy Munro Insurance Agent serves residents of Huntington Station, New York, by helping them evaluate long-term care insurance policies that cover in-home assistance and nursing facility expenses. The agency also works with local businesses seeking commercial coverage for their employees in the area. Serving Suffolk County and nearby communities, the agent reviews plan options and costs with each client. After an initial consultation, the agency often follows up before policy renewals or when changes in personal circumstances affect coverage needs.
What Does a a Long-Term Care Insurance Agent in Huntington Station Cost?
Long-term care insurance premiums in New York vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a moderate benefit package. Costs can be higher for older applicants or those with health issues. This is general information and not insurance advice.
About long-term care insurance agents in Huntington Station
Long-term care insurance agents in Huntington Station help residents plan for future care needs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how these state-specific policies work and compare plans from multiple carriers.
Frequently Asked Questions
What does a long-term care insurance agent in Huntington Station do?
An agent helps you compare policies from different insurance companies. They explain coverage options such as home care, assisted living, and nursing home benefits. They also guide you on New York-specific rules like the Partnership program.
How does the New York Partnership for Long-Term Care work?
This program lets you keep a portion of your assets equal to the benefits paid by your policy. If you later need Medicaid, you do not have to spend down those protected assets. An agent can help you find a qualifying Partnership policy.
What is the age requirement for buying long-term care insurance in New York?
You can buy a policy at any age, but premiums are lower when you are younger and healthier. New York law requires guaranteed renewability, meaning the insurer cannot cancel your policy as long as you pay premiums.
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