Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 long-term care insurance agents in Grand Island, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Bob Piatek - State Farm Insurance Agent
1837 Whitehaven Rd, Grand Island, NY 14072
(716) 773-2300
piatekinsurance.com
Ramcy Rizek Independent Insurance Agent
57 Carl Rd, Grand Island, NY 14072
(716) 245-9221
libertymutual.com
Phillip Mastantuono: Allstate Insurance
1979 Grand Island Blvd, Grand Island, NY 14072
(716) 775-0100
agents.allstate.com
First Class Insurance Company
2413 Grand Island Blvd, Grand Island, NY 14072
(716) 217-2883
Eric Berger Insurance
2119 Grand Island Blvd, Grand Island, NY 14072
(716) 773-1500
Boss Agency, Inc.
1875 Grand Island Blvd, Grand Island, NY 14072
(716) 773-3051
erieinsurance.com
Dean Boucounis - Mutual of Omaha Advisor
96 Country Club Ln, Grand Island, NY 14072
(315) 457-1359
agents.mutualofomaha.com
Lytle Associates Inc
101 Lang Blvd # 2, Grand Island, NY 14072
(716) 773-6626
lytleassociates.com
Thoughtful Insurance (Grand Island)
2053 Baseline Rd, Grand Island, NY 14072
(716) 431-5292
thoughtfulins.com
What Does a Long-Term Care Insurance Agent in Grand Island Cost?
In New York, long-term care insurance premiums vary by age, health, and coverage amount. A typical policy for a 55 year old might cost 2,000 to 4,000 dollars per year. For a 65 year old, premiums often range from 3,500 to 6,000 dollars annually. Costs also depend on daily benefit amounts and benefit periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Grand Island do?
An agent helps you understand policy options and compare coverage from multiple insurance companies. They explain New York specific programs like the Partnership for Long-Term Care. They do not provide legal advice but can guide you on policy features.
How does New York Partnership for Long-Term Care affect my policy?
This program lets you keep assets equal to the amount of benefits your policy pays. For example, if your policy pays 100,000 dollars in benefits, you can protect 100,000 dollars of assets. An agent can explain how this works with Medicaid planning.
What are the age and health requirements for long-term care insurance in New York?
Most insurers require applicants to be between 18 and 84 years old. You must answer health questions and may need a medical exam. New York law does not set a maximum age, but premiums increase with age.