The top-rated long-term care insurance agent in Freeport, New York is Lilian Rodriguez: Allstate Insurance Services, rated 4.9 stars across 68 reviews. Other highly rated options include Nellie's Agency Corp., DCAP Insurance, Ken Dookram - State Farm Insurance Agent. This directory lists 12 long-term care insurance agents serving Freeport.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lilian Rodriguez: Allstate Insurance Services | 386 Atlantic Ave | (516) 489-6900 |
| 2 | Nellie's Agency Corp. | 51 Guy Lombardo Ave | (516) 378-9194 |
| 3 | DCAP Insurance | 17 Sunrise Hwy | (516) 379-8900 |
| 4 | Ken Dookram - State Farm Insurance Agent | 49 W Merrick Rd | (516) 378-4466 |
| 5 | William Bonomo: Allstate Insurance | 149 W Merrick Rd | (516) 868-7900 |
| 6 | Mike Saadati: Allstate Insurance | Freeport, NY 11520 | (516) 539-9000 |
| 7 | White & Re Agency | 113 Sunrise Hwy B | (516) 378-5555 |
| 8 | Careful Trust Inc Co | 45 Church St | (516) 331-2427 |
| 9 | Insurance Associates, Inc. | 30 S Ocean Ave | (516) 234-6352 |
| 10 | American Agency Inc | 140 S Ocean Ave | (516) 379-3600 |
Lilian Rodriguez: Allstate Insurance Services serves Nassau County and the surrounding Freeport, New York area, specializing in long-term care insurance. The agency assists individuals and families in planning for future care needs that are not covered by standard health insurance. Clients can receive guidance on policy options that help protect savings while ensuring access to necessary care services. Among its services, the agency handles policy comparisons and personalized coverage assessments for long-term care protection.
Nellie's Agency Corp. provides long-term care insurance planning and policy selection services to clients in and around Freeport, NY. Its service approach includes helping individuals understand coverage options and guiding them through the application process. The agency also assists with policy maintenance, such as reviewing benefit updates and addressing changes in client care needs. These services support those seeking to secure future personal or family care provisions. The agency serves properties including single-family homes, apartments, retail establishments, and restaurants.
DCAP Insurance serves residents of Freeport, New York who are planning for future health and care needs. As a Long-Term Care Insurance Agent, the company helps clients evaluate policies that cover extended care services, whether at home or in a facility. This guidance assists households in preserving savings while securing access to necessary support. DCAP Insurance also provides coverage options for individuals in the surrounding South Shore communities of Nassau County.
Homeowners and individuals in the Freeport area planning for their financial future can turn to Ken Dookram - State Farm Insurance Agent for long-term care insurance coverage. The agency provides policies designed to help protect savings from the high costs of extended medical or custodial care needs. These plans offer options for covering home care, assisted living, or nursing home expenses. Individuals in nearby Baldwin and surrounding Nassau County communities also have access to this insurance service through the agent.
William Bonomo: Allstate Insurance serves the Freeport, New York area and its surrounding communities in Nassau County. It handles long-term care insurance planning, assisting clients in preparing for future care needs that may arise from aging or chronic conditions. The agency helps individuals understand policy options that cover home care, assisted living, and nursing facility expenses. To manage a typical case, it begins with a detailed consultation to assess a client’s financial situation and health concerns, then compares available plans to recommend appropriate coverage for their specific circumstances.
Mike Saadati: Allstate Insurance in Freeport, New York, provides long-term care insurance solutions for individuals planning for future health needs. The agency helps clients understand policy options that cover nursing home stays, assisted living, and in-home care services within Nassau County. Guidance includes evaluating waiting periods and benefit amounts to create sustainable coverage plans. A specialty service add-on is offering customized policy riders for inflation protection to ensure coverage keeps pace with rising care costs.
White & Re Agency in Freeport, NY helps clients evaluate the difference between one-time policy purchases and recurring premium payment options for long-term care coverage. Their work focuses on comparing various benefit structures and policy terms to address future care needs. Business and individual clients receive guidance on selecting appropriate plans tailored to specific circumstances. Supporting long-term care needs through insurance planning, this agency operates on a schedule determined by each client's requested consultation and policy review appointments.
Located in Freeport, NY, Careful Trust Inc Co specializes exclusively in long-term care insurance policies. The agency guides individuals and families through the complex process of selecting coverage for custodial and personal care needs in homes or facilities. It helps clients understand benefit periods, daily benefit amounts, and inflation protection options necessary for comprehensive planning. As open enrollment periods approach or existing policies require annual review, the agency assists in making adjustments that reflect current health changes or financial circumstances.
As winter approaches on Long Island, many families begin to worry about affording extended nursing or assisted living care. Insurance Associates, Inc. in Freeport helps local residents prepare by offering long-term care insurance policies that can cover these significant future costs. They work with clients to understand the different coverage options tailored to individual needs and budgets. A consultation with an agent typically begins with a complimentary financial and health assessment to determine the appropriate policy plan.
American Agency Inc works with individuals and families in Freeport, New York, to plan for future health and financial needs related to aging. The company specializes in long-term care insurance, helping clients protect assets against the high costs of extended care services. By focusing on this specific area of coverage, the agency assists residents in coordinating policies that support assisted living or home-based care. This firm serves local commercial sectors, including offices, warehouses, and food service businesses.
What Does a a Long-Term Care Insurance Agent in Freeport Cost?
Long-term care insurance premiums in New York vary based on age, health, and coverage level. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs also depend on the daily benefit amount, benefit period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Freeport
Long-term care insurance agents in Freeport, New York help residents plan for future care needs. New York offers the Partnership for Long-Term Care program, which allows policyholders to protect a portion of their assets equal to the benefits paid by the policy. A local agent can explain how this program works and help you compare policies from different insurers.
Frequently Asked Questions
What does a long-term care insurance agent in Freeport do?
An agent helps you understand policy options, compare coverage levels, and apply for long-term care insurance. They explain New York-specific rules, such as the Partnership program and inflation protection requirements.
Is long-term care insurance required in New York?
No, long-term care insurance is not required by law in New York. However, the state encourages planning through the Partnership program, which offers asset protection for those who buy qualified policies.
What is the New York Partnership for Long-Term Care?
The Partnership is a state program that lets policyholders keep assets equal to the insurance benefits they receive. For example, if a policy pays out 100,000 dollars, that amount is protected from Medicaid estate recovery.
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