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Find Long-Term Care Insurance Agents Near You in Endicott, NY
Looking for a long-term care insurance agent in Endicott? Review the directory below to compare your options.
2 agents listed
Updated May 2026
Endicott, NY
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Endicott, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Rick Bongiorno Insurance
1309 1/2, 1309 Monroe St, Endicott, NY 13760
(607) 484-0254
rbinsurancegroup.com
PRL Associates
110 Grant Ave, Endicott, NY 13760
(607) 785-8381
prlassociates.net
Long-term care insurance agents in Endicott, New York help residents plan for future care costs. New York offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how these plans work with local nursing homes and home care providers in Broome County.
What Does a Long-Term Care Insurance Agent in Endicott Cost?
In New York, long-term care insurance premiums vary widely by age and coverage level. For a 55 year old, a policy with a 3 year benefit period and 5 percent compound inflation may cost between 2000 and 4000 dollars per year. Costs increase with age and richer benefits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
This is a state program that combines private long-term care insurance with Medicaid asset protection. Policyholders can keep assets equal to the amount of benefits paid by their policy. An agent in Endicott can help you understand if this plan fits your needs.
How do I choose a long-term care insurance agent in Endicott?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their knowledge of New York specific rules, such as the 90 day elimination period options. Check that they work with multiple insurance carriers to offer a range of choices.
What factors affect long-term care insurance premiums in New York?
Premiums depend on your age, health, policy benefits, and inflation protection. In New York, insurers cannot cancel your policy for nonpayment of premiums without proper notice. An agent can provide quotes based on your personal situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New York.