Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 2 long-term care insurance agents in Clinton, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gem Agency Inc
210 Utica St, Clinton, NY 13323
(315) 735-1771
insurewithgem.com
Rizzo Agency Inc
8246 Seneca Tpke, Clinton, NY 13323
(315) 853-1216
What Does a Long-Term Care Insurance Agent in Clinton Cost?
Typical costs for long-term care insurance in New York range from 2000 to 5000 dollars per year for a 55 year old depending on coverage. A policy with a 150 dollar daily benefit and 3 year term may cost around 2500 annually. Costs increase with age and for richer benefits. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What is the New York Partnership for Long-Term Care?
This program lets you keep assets equal to the amount your policy pays. For example if your policy pays 100000 dollars you can protect that amount from Medicaid spend down requirements. It is a state approved program available through licensed agents.
How do I choose a long-term care insurance agent in Clinton New York?
Look for an agent licensed in New York with experience in long-term care policies. Ask about their familiarity with the Partnership program and different policy types. You can verify a license through the New York State Department of Financial Services.
What factors affect long-term care insurance premiums in New York?
Premiums depend on your age health benefit amount and policy features. New York law requires that policies be guaranteed renewable. Rates can vary widely so compare quotes from multiple insurers.