Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 8 long-term care insurance agents in Centereach, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
E.A. Funk & Associates, Inc.
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
ericfunkagency.com
Joe Booker: Allstate Insurance
1800 Middle Country Rd, Centereach, NY 11720
(631) 588-3300
agents.allstate.com
Juleigha Schmidt - State Farm Insurance Agent
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
juleighainsuresnys.com
State Farm Insurance
1820 Middle Country Rd, Centereach, NY 11720
(631) 585-2500
statefarm.com
Greg Torkelsen: Allstate Insurance
2371 Middle Country Rd, Centereach, NY 11720
(631) 676-6464
agents.allstate.com
Hassle-Free Insurance Agency
500 Mather Dr, Centereach, NY 11720
(315) 204-0012
CIA Insurance Agency
11 Pleasant Ave, Centereach, NY 11720
(631) 588-0300
ciainsuranceagency.com
Nationwide Insurance
1919 Middle Country Rd #300a, Centereach, NY 11720
(631) 467-4747
nationwide.com
What Does a Long-Term Care Insurance Agent in Centereach Cost?
In New York, long-term care insurance premiums vary by age, health, and coverage amount. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs can be higher for older applicants or richer benefits. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Centereach do?
An agent helps you understand policy options, compare coverage levels, and apply for a plan that fits your budget. They explain New York-specific features like inflation protection requirements and the Partnership program. Agents do not provide legal advice but can guide you on insurance choices.
How does the New York Partnership for Long-Term Care affect my policy?
This state program lets you keep a portion of your assets equal to the benefits your policy pays out. If you later need Medicaid, those assets are not counted. An agent can tell you if a Partnership-qualified policy is right for your situation.
What are the age requirements for buying long-term care insurance in New York?
New York allows residents to buy policies starting at age 18. Most people purchase coverage between ages 50 and 65 to lock in lower premiums. Older applicants may face higher costs or medical underwriting requirements.