Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New York before hiring.
Showing 9 long-term care insurance agents in Baldwinsville, NY
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Horan Companies - The Insurance Place
63 E Genesee St Suite B, Baldwinsville, NY 13027
(315) 635-2095
horaninsured.com
Scott Northrup - State Farm Insurance Agent
52 Oswego St #1, Baldwinsville, NY 13027
(315) 303-4426
scottnorthrupinsurance.com
Heritage Insurance Agency, Inc.
8 Tappan St, Baldwinsville, NY 13027
(315) 925-5300
heritageagencies.com
White Harbor Group Insurance
26 E Genesee St #305, Baldwinsville, NY 13027
(315) 352-0035
whginsurance.com
Central Cooperative Insurance
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-7606
centralco-op.com
Higgins Insurance Agency
2273 Downer St, Baldwinsville, NY 13027
(315) 635-0050
higginsins.com
Financial Alternatives, Inc.
7527 Woodcrest Dr, Baldwinsville, NY 13027
(315) 622-7000
financialalternativesinc.com
Huntington Insurance Agency
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-9795
thehuntingtonagency.com
FitzGibbons Agency
6 Southgate Rd, Baldwinsville, NY 13027
(315) 635-9795
askfitz.com
What Does a Long-Term Care Insurance Agent in Baldwinsville Cost?
Long-term care insurance premiums in New York vary by age, health, and coverage level. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. Policies for older applicants or those with health conditions can be higher. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Baldwinsville do?
An agent helps you compare policies from multiple insurers and explains coverage for home care, assisted living, and nursing homes. They also guide you on New York Partnership policies that meet state requirements for asset protection.
Does New York require special training for long-term care insurance agents?
Yes, New York requires agents to complete a one-time training course on long-term care insurance before selling policies. This training covers state regulations, consumer protections, and the Partnership program.
What is the New York Partnership for Long-Term Care?
This is a state program that lets you keep a portion of your assets if you later need Medicaid. A qualified agent can explain how a Partnership-qualified policy works with New York Medicaid rules.