The top-rated long-term care insurance agent in Hobbs, New Mexico is Forrest Evans Insurance, Incorporation, rated 4.9 stars across 117 reviews. Other highly rated options include Roma Insurance, Eric Z Hester: Allstate Insurance, Medlock and Associates. This directory lists 20 long-term care insurance agents serving Hobbs.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Forrest Evans Insurance, Incorporation | 900 S Dal Paso St | (575) 255-0516 |
| 2 | Roma Insurance | 801 N Turner St | (575) 393-7504 |
| 3 | Eric Z Hester: Allstate Insurance | 1401 N Turner St #8 | (575) 393-9050 |
| 4 | Medlock and Associates | 515 E Marland St | (575) 201-4176 |
| 5 | George Gandy Insurance | 610 W Bender Blvd Suite 200 | (575) 392-9013 |
| 6 | Mike Guerin - State Farm Insurance Agent | 111 E Sanger St | (575) 393-4500 |
| 7 | Anchondo's Insurance Agency | 1002 S Dal Paso St Suite 100 | (575) 200-3547 |
| 8 | JIA Insurance Services | 716 E Bender Blvd | (575) 397-5988 |
| 9 | Farmers Insurance - John Henderson | 2702 N Grimes St Ste A | (575) 492-1212 |
| 10 | Daniels Insurance | 300 N Linam St #8342 | (575) 393-5191 |
Forrest Evans Insurance, Incorporation serves the Hobbs, New Mexico area and provides long-term care insurance services. These policies help individuals cover costs associated with assisted living and nursing home care. The agency assists clients in understanding their coverage requirements and evaluating policy options. It also helps applicants through the underwriting and enrollment process. Its offerings specifically include planning for Alzheimer’s and dementia care expenses and coordinating policies that protect personal assets from long-term medical costs.
Roma Insurance serves individuals and families in Hobbs, New Mexico who are planning for future healthcare needs. The agency focuses on long-term care insurance policies, which can help cover the costs of nursing homes, assisted living, or in-home care. These plans provide financial protection during later stages of life when extended medical attention becomes necessary. A knowledgeable agent assists clients in evaluating different coverage options to suit their personal situations and budgets. Roma Insurance also extends its services to residents in the surrounding Lea County area, including the community of Lovington.
Eric Z Hester: Allstate Insurance provides long-term care insurance services to clients in the Hobbs, NM area. Its service plans include assistance with policy selection that addresses potential future care needs, with ongoing support for policy maintenance and claims processing guidance. The agent helps clients understand coverage options designed to protect assets and provide financial flexibility for extended care. This agency services single-family homes, apartments, retail establishments, and restaurants.
Medlock and Associates helps clients choose between a single, comprehensive long-term care insurance policy and a recurring plan that adjusts coverage as needs and premiums evolve over time. Their services focus on protecting assets and ensuring access to care facilities and home-based support in the Hobbs, NM area. Policy details, benefit triggers, and inflation protection options are carefully explained to match individual financial goals. This agency typically offers its services on an as-needed basis, with one-time consultations or scheduled policy reviews available upon request.
Serving the city of Hobbs and surrounding communities in southeastern New Mexico, George Gandy Insurance handles long-term care insurance coverage for local residents. This agency assists clients in planning for future care needs, such as assistance with daily living activities that may arise due to chronic illness or aging. Understanding that long-term care policies help protect personal savings, the agency’s general approach involves carefully explaining available policy options and their provisions so that clients can make informed decisions about their financial and care-planning needs.
Mike Guerin - State Farm Insurance Agent in Hobbs, NM offers specialized long-term care insurance policies designed to help clients plan for future personal care needs. The agency provides guidance on coverage options that address nursing home stays, assisted living, and in-home support services. They assist local residents in understanding how these policies integrate with overall financial planning. As families in Hobbs consider arrangements for aging relatives or prepare for unexpected health changes in the colder months, the agency helps evaluate coverage that can protect retirement savings.
Anchondo's Insurance Agency provides long-term care insurance services in the Hobbs, New Mexico area. The company arranges coverage designed to help protect personal assets against the high costs of extended care. Its specialty includes offering policies for individuals planning ahead for nursing home, assisted living, or in-home care needs. The agent assists clients in comparing options. They serve local commercial sectors, including offices, warehouses, and food service establishments.
As families in Hobbs plan for rising health care costs in their later years, JIA Insurance Services provides guidance on long-term care insurance options tailored to local retirement needs. The company helps clients understand policy structures, including benefit triggers and daily coverage limits, that can protect savings from extended care expenses. Residents can arrange a no-obligation initial assessment to review personal circumstances and insurance eligibility.
Farmers Insurance - John Henderson provides long-term care insurance options for residents in and around Hobbs, New Mexico. Commercial coverage for local businesses is also available to support financial planning needs across the area. The agent helps clients understand policy structures that address future care expenses and asset protection. Follow-up visits between regular scheduled meetings allow for policy adjustments as personal circumstances change over time.
Daniels Insurance, in Hobbs, NM, is known for providing long-term care insurance options to local residents. The agency helps clients assess their future care needs and select coverage that may protect assets from the rising costs of extended care. Its services include guidance on policy features such as elimination periods and benefit amounts, addressing both nursing home and in-home care scenarios. For those planning retirement, Daniels Insurance can specialize in coordinating long-term care insurance with existing Medicare and supplemental health coverage.
What Does a a Long-Term Care Insurance Agent in Hobbs Cost?
Long-term care insurance costs in New Mexico vary by age, health, and coverage level. A typical annual premium for a 55-year-old might range from 1500 to 3000 dollars for a basic policy. Higher benefits or inflation riders increase the cost. This is general information, not insurance advice.
About long-term care insurance agents in Hobbs
Long-term care insurance agents in Hobbs, New Mexico help residents plan for future care needs such as nursing home or in-home care. New Mexico law requires agents to be licensed by the state and follow specific disclosure rules under the New Mexico Insurance Code. Local agents can explain how policies work with Medicaid and other state programs.
Frequently Asked Questions
What does a long-term care insurance agent in Hobbs do?
An agent helps you compare policies from different insurers to cover costs of long-term care like assisted living or home health aides. They explain policy features, premiums, and benefit periods. Agents must follow New Mexico regulations for consumer protections.
Do I need a license to sell long-term care insurance in New Mexico?
Yes, agents must hold a valid New Mexico insurance license and complete specific training on long-term care insurance. This training covers policy types, inflation protection, and state requirements under the New Mexico Insurance Code.
Can an agent help with New Mexico Partnership for Long-Term Care policies?
Yes, some agents in Hobbs can explain Partnership policies which offer asset protection if you later need Medicaid. These policies must meet New Mexico standards and are part of a state program to help residents preserve assets.
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