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Find Long-Term Care Insurance Agents Near You in Whippany, NJ

Browse long-term care insurance agents serving Whippany, New Jersey. Contact information and addresses listed below.

2 agents listed
Updated May 2026
Whippany, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Whippany, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Madison Insurance Agency
43 Patriots Path, Whippany, NJ 07981
(201) 584-4867 madisoninsurancesales.com
Effective Insurance Solutions Group Inc
100 S Jefferson Rd suite 105, Whippany, NJ 07981
(973) 354-2777 effectiveinsurancesolutions.com

Long-term care insurance agents in Whippany, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Agents in Whippany guide clients through policy options and state-specific rules.

What Does a Long-Term Care Insurance Agent in Whippany Cost?

Long-term care insurance costs in New Jersey vary by age, health, and coverage level. A 55-year-old might pay between $1,500 and $3,000 per year for a standard policy. Costs increase with age and for those with health issues. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Whippany do?
An agent helps you compare policies from different carriers and explains coverage options. They assist with underwriting and claims questions. Agents in Whippany are familiar with New Jersey regulations and the Partnership program.
Does New Jersey require long-term care insurance?
New Jersey does not require long-term care insurance. However, the state encourages it through the Partnership program. This program lets you keep assets equal to the benefits paid by your policy if you later need Medicaid.
How do New Jersey tax rules affect long-term care insurance?
New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction is subject to limits based on age. This can reduce your taxable income for the year.