Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 long-term care insurance agents in West Orange, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Chris Sules - State Farm Insurance Agent
780 Northfield Ave, West Orange, NJ 07052
(973) 325-7555
chrissules.com
Rami Attieh - State Farm Insurance Agent
47 Park Ave Ste 101, West Orange, NJ 07052
(862) 444-7557
ramiwestorange.com
The Sosa Insurance Group
450 Pleasant Valley Way, West Orange, NJ 07052
(888) 902-3026
thesosainsurancegroup.com
ASE Insurance Agency, LLC
111 Northfield Ave # 202, West Orange, NJ 07052
(973) 944-2440
aseinsuranceagency.com
Caring Senior Service
419 Northfield Ave, West Orange, NJ 07052
(973) 264-0852
caringseniorservice.com
Orange insurance agency
396 Pleasant Valley Way, West Orange, NJ 07052
(862) 359-1905
Browne Insurance Agency
99 Northfield Ave Suite 2, West Orange, NJ 07052
(973) 250-4002
browneinsuranceagency.net
Chris Alevras - State Farm Insurance Agent
595 Eagle Rock Ave, West Orange, NJ 07052
(973) 736-0494
bepreparednj.com
What Does a Long-Term Care Insurance Agent in West Orange Cost?
Long-term care insurance premiums in New Jersey vary based on age, health, and coverage level. A typical policy for a 55-year-old may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, premiums often range from 2,500 to 5,000 dollars annually. Costs also depend on benefit amount, elimination period, and inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in West Orange do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage for home care, assisted living, and nursing home care. They also help you understand New Jersey Partnership policies and tax incentives.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required in New Jersey. However, it can help protect your savings from high care costs. The New Jersey Partnership program offers asset protection for those who buy qualified policies.
What is the New Jersey Partnership for Long-Term Care?
The New Jersey Partnership is a state program that lets you keep assets equal to the benefits your policy pays. This means if your policy pays 100,000 dollars in benefits, you can keep 100,000 dollars in assets and still qualify for Medicaid. An agent can explain how this works for your situation.