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Find Long-Term Care Insurance Agents in Vernon Township, NJ
Directory of long-term care insurance agents in Vernon Township, New Jersey. Verify credentials with the state department of insurance before hiring.
6 agents listed
Updated May 2026
Vernon Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 6 long-term care insurance agents in Vernon Township, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Executive Insurance Services
327 NJ-94, Vernon Township, NJ 07462
(973) 737-5955
executiveinsservices.com
Better Homes and Gardens Real Estate Green Team
293 NJ-94, Vernon Township, NJ 07462
(973) 814-7344
greenteamrealty.com
Kellie L. Fischer - Better Homes and Gardens Real Estate Green team
293 NJ-94, Vernon Township, NJ 07462
(201) 919-0419
kelliesellsnj.com
Edsall Insurance
40 NJ-94, Vernon Township, NJ 07462
(973) 827-8888
edsallins.com
From The Heart Elder Care
521 Co Rd 515, Vernon Township, NJ 07462
(973) 702-0209
fromthehearteldercare.com
Stephanie Scilingo Insurance Producer
327 NJ-94, Vernon Township, NJ 07462
(973) 737-5955
Long-term care insurance agents in Vernon Township help residents plan for future care needs, such as nursing home or home health aide services. New Jersey offers a Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents licensed in New Jersey can guide you through these state-specific options and help you compare policies from multiple insurers.
What Does a Long-Term Care Insurance Agent in Vernon Township Cost?
The cost of a long-term care insurance policy in New Jersey varies by age, health, and coverage level. For a 55-year-old, a typical policy may cost between $1,500 and $3,000 per year. Premiums can be higher for older applicants or those with health issues. This is general information and not insurance advice. Always consult a licensed agent for a personalized quote.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Vernon Township?
An agent helps you evaluate and purchase a policy that covers services like assisted living or in-home care. They explain New Jersey regulations, including the Partnership program and tax deduction opportunities. The agent does not provide legal advice but can refer you to a qualified professional for estate planning.
Are there New Jersey tax benefits for long-term care insurance?
Yes, New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and the policy type. Ask your agent for details on how to claim this benefit on your state return.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you keep assets equal to the benefits your policy pays out, even if you later need Medicaid. The policy must meet state standards and be purchased from a participating insurer. An agent can explain how this helps protect your savings.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.