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Compare Long-Term Care Insurance Agents in Union City, NJ
Browse long-term care insurance agents serving Union City, New Jersey. Contact information and addresses listed below.
18 agents listed
Updated May 2026
Union City, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 18 long-term care insurance agents in Union City, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Diverse Solutions
3916 Bergenline Ave, Union City, NJ 07087
(201) 751-5454
segurosysoluciones.com
SValencia Insurance Agency LLC
412 37th St, Union City, NJ 07087
(201) 679-8026
svalenciamultiservices.com
Frank Ciappi - State Farm Insurance Agent
3196 John F. Kennedy Blvd, Union City, NJ 07087
(201) 758-5470
frankciappi.com
Freeway Insurance
1306 John F. Kennedy Blvd, Union City, NJ 07087
(201) 829-2004
locations.freeway.com
Diaz Insurance Agency
815 Bergenline Ave, Union City, NJ 07087
(201) 348-1288
diaz-agency.com
TORO TAXES UNION CITY & VIP INSURANCE
527 42nd St, Union City, NJ 07087
(201) 331-3771
Fiorentino Anillo Insurance LLC
202 38th St, Union City, NJ 07087
(201) 223-2331
fiorentinoanillo.com
Financial Benefits Corporation
3710 John F. Kennedy Blvd, Union City, NJ 07087
(201) 867-2222
garanticesufuturo.com
Vitality Insurance NJ
1112 Summit Ave, Union City, NJ 07087
(551) 239-6872
Hudson Agency Services
1301 Summit Ave Suite A, Union City, NJ 07087
(201) 553-0053
buenobonitobaratoseguro.com
New Jersey Insurance Agency
1702 Summit Ave, Union City, NJ 07087
(732) 234-9652
Pro Insurance Co
410 43rd St, Union City, NJ 07087
(201) 733-8672
Moreinsurances
733 32nd St suite 4, Union City, NJ 07087
(888) 900-0823
moreinsurances.com
Defensive Insurance Agency NJ
1215 Summit Ave, Union City, NJ 07087
(732) 201-5267
New View Insurance & Realty
510 39th St #1, Union City, NJ 07087
(201) 867-9040
Your Insurance Solutions
733 32nd St Suite A, Union City, NJ 07087
(551) 310-3815
clickandsavetoday.com
Alison James & Associates
733 22nd St, Union City, NJ 07087
(917) 554-2202
alisonjassoc.com
UNIVERSAL SENIOR MEDICO CHOICES, LLC
500 Paterson Plank Rd Suite 1, Union City, NJ 07087
(833) 997-5267
seguromio.net
Long-term care insurance agents in Union City, New Jersey help residents plan for future care needs. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how this state program works with private insurance to provide coverage for home care, assisted living, and nursing home services.
What Does a Long-Term Care Insurance Agent in Union City Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, benefit amount, and policy features. For a 55-year-old, a typical policy with a 3-year benefit period and 5% compound inflation might cost between $1,500 and $3,000 per year. Costs increase significantly with age and for those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent do in Union City?
A long-term care insurance agent helps Union City residents compare policies from different carriers. They explain benefit options, elimination periods, and inflation protection. Agents also clarify how New Jersey Partnership policies can help protect assets from Medicaid spend-down requirements.
How does New Jersey Partnership for Long-Term Care affect my policy?
New Jersey Partnership policies offer asset protection if you later need Medicaid. If you buy a Partnership policy and use all its benefits, the state will disregard an equal amount of your assets when determining Medicaid eligibility. This can help you keep more of your savings.
Is long-term care insurance tax deductible in New Jersey?
Long-term care insurance premiums may be deductible on your federal income tax if they exceed a certain percentage of your adjusted gross income. New Jersey also allows a deduction for long-term care insurance premiums on your state income tax return. Check with a tax professional for your specific situation.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.