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Showing 2 long-term care insurance agents in Somers Point, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Wiser Insurance Agency
718 Shore Rd, Somers Point, NJ 08244
(609) 246-3174
wiseragency.com
David Lieberman: Allstate Insurance
112 Woodland Ave # 202, Somers Point, NJ 08244
(609) 927-3400
agents.allstate.com
What Does a Long-Term Care Insurance Agent in Somers Point Cost?
Long-term care insurance premiums in New Jersey depend on your age at purchase, health status, and chosen benefits. For a 55-year-old in good health, annual premiums often range from 1,500 to 3,500 dollars for a policy with a 150-dollar daily benefit and a three-year benefit period. Older applicants or those with health conditions may pay significantly more. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Somers Point do?
An agent helps you compare policies from multiple insurers, explains coverage limits and benefit periods, and guides you through New Jersey specific rules like the Partnership for Long-Term Care program. They also assist with application forms and medical underwriting.
How does New Jersey Partnership for Long-Term Care affect my policy?
This program lets you keep a dollar of assets for every dollar your policy pays in benefits, up to the policy limit, when you later apply for Medicaid. It is available only through agents who sell qualified partnership policies in New Jersey.
What is the typical cost for long-term care insurance in New Jersey?
Costs vary by age, health, and coverage level. A 55-year-old in New Jersey might pay between 1,500 and 3,000 dollars per year for a standard policy. Premiums can increase over time, so ask your agent about rate stability and inflation protection options.