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Long-Term Care Insurance Agents in Saddle Brook, NJ
Looking for a long-term care insurance agent in Saddle Brook? Review the directory below to compare your options.
10 agents listed
Updated May 2026
Saddle Brook, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 long-term care insurance agents in Saddle Brook, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Manny Coby - State Farm Insurance Agent
275 Market St, Saddle Brook, NJ 07663
(201) 368-9080
mannycobyagency.com
C. Tony Cigna: Allstate Insurance
190 Market St, Saddle Brook, NJ 07663
(973) 778-1600
agents.allstate.com
Lee, Nolan & Koroghlian, LLC
Park 80 West, Plaza, 250 Pehle Ave I, Suite 405, Saddle Brook, NJ 07663
(973) 237-0100
leenolan.com
New York Life Insurance
250 Pehle Ave #900, Saddle Brook, NJ 07663
(201) 845-6900
newjersey.nyloffices.com
The Benefit Source, LLC
250 Pehle Ave #405, Saddle Brook, NJ 07663
(973) 237-4330
My Insurance Broker LLC
250 Pehle Ave Suite 200, Saddle Brook, NJ 07663
(201) 797-2060
myinsbrokermail.net
뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin
07663 New Jersey, Saddle Brook, Pehle Ave, 뉴욕 라이프 생명보험 뉴저지 생명보험 Lois Shin
(917) 789-4948
Calogero Cigna: Allstate Insurance
190 Market St, Saddle Brook, NJ 07663
(973) 778-1600
agents.allstate.com
Catherine Rabidis, Financial Professional - New York Life
250 Pehle Ave #900, Saddle Brook, NJ 07663
(201) 845-6900
newyorklife.com
Hanna Shin, Financial Professional - New York Life
250 Pehle Ave #900, Saddle Brook, NJ 07663
(917) 789-4948
newyorklife.com
A long-term care insurance agent in Saddle Brook, New Jersey can help you plan for future care needs while protecting your savings. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Local agents can explain how these state-specific policies work with your overall retirement plan.
What Does a Long-Term Care Insurance Agent in Saddle Brook Cost?
In New Jersey, a typical long-term care insurance policy for a 55-year-old costs between 1,500 and 3,000 dollars per year for a 160,000 dollar benefit pool with 3 percent inflation protection. Premiums for a 65-year-old can range from 2,500 to 5,000 dollars annually. Costs vary significantly based on age, health, benefit amount, and optional riders. This is general information and does not constitute insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Saddle Brook do?
A long-term care insurance agent helps you compare policies from different carriers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through New Jersey Partnership program requirements to maximize asset protection.
How does New Jersey Partnership for Long-Term Care affect my policy?
New Jersey Partnership policies let you keep assets equal to the benefits your policy pays out if you later need Medicaid. For example, if your policy pays 200,000 dollars in benefits, you can keep 200,000 dollars in assets and still qualify for Medicaid. This program is only available through certified agents who sell approved policies.
What are the age and health requirements for long-term care insurance in New Jersey?
Most carriers in New Jersey accept applicants between ages 18 and 79, with premiums lowest for those under 60. You must pass medical underwriting, which reviews your health history for conditions like dementia or stroke. Some carriers offer guaranteed issue policies for older applicants but with higher premiums and limited benefits.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.