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Compare long-term care insurance agents in Raritan. Review contact information and insurance categorys before you decide.
4 agents listed
Updated May 2026
Raritan, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 4 long-term care insurance agents in Raritan, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Schon Insurance Assoc LLC: Allstate Insurance
575 NJ-28 Suite 105, Raritan, NJ 08869
(908) 450-7541
agents.allstate.com
Hawk Insurance Solutions
1124 US-202 STE A2, Raritan, NJ 08869
(908) 798-4295
hawkinsure.com
Christina McConnell: Allstate Insurance
13 Wall St, Raritan, NJ 08869
(908) 722-6600
agents.allstate.com
O'Donnell Insurance Agency
38 W Somerset St, Raritan, NJ 08869
(732) 868-8695
Long-term care insurance agents in Raritan, New Jersey help residents plan for future care costs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. An agent can explain how these state-specific policies work and guide you through coverage options.
What Does a Long-Term Care Insurance Agent in Raritan Cost?
In New Jersey, long-term care insurance premiums vary by age, health, and coverage level. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year, while older applicants pay more. Costs also depend on benefit amounts, inflation protection, and elimination periods. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Raritan do?
An agent helps you compare policies from different carriers, explains benefit triggers, and advises on coverage amounts. They also clarify how New Jersey Partnership policies can coordinate with Medicaid asset protection.
Is long-term care insurance required in New Jersey?
No, New Jersey does not require long-term care insurance. However, the state encourages planning through the Partnership program and offers a tax deduction for qualified premiums under certain income limits.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you buy a state-approved policy that provides dollar-for-dollar asset protection if you later need Medicaid. An agent can explain how this reduces the risk of spending down all assets.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.