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Long-Term Care Insurance Agents in Paterson, NJ

Browse long-term care insurance agents serving Paterson, New Jersey. Contact information and addresses listed below.

19 agents listed
Updated May 2026
Paterson, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 19 long-term care insurance agents in Paterson, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Frantz Gaston Jr - State Farm Insurance Agent
750 Broadway D, Paterson, NJ 07514
(973) 782-4343 fgjagency.com
Exclusive Insurance Brkg
271 Union Ave, Paterson, NJ 07502
(973) 341-6810 exclusiveinsurance.com
Veronica's Insurance Agency
693 Market St, Paterson, NJ 07513
(973) 333-3493 veronicainsurance.com
Freeway Insurance
758 Main St, Paterson, NJ 07503
(973) 662-7002 locations.freeway.com
Carmen's Insurance Agency
553 Main St, Paterson, NJ 07503
(973) 279-0270
Rayne Health Advisors
337 Straight St, Paterson, NJ 07501
(201) 563-5729 rayneadvisors.com
Adamas Insurance Brokerage
125 Broadway #102, Paterson, NJ 07505
(973) 358-0013
Amana Insurance Agency
1029 Main St, Paterson, NJ 07503
(973) 955-4100 amanainsure.com
Olmen Insurance Agency
494 21st Ave, Paterson, NJ 07513
(973) 279-4364 olmen-insurance-agency.jany.io
Goosehead Insurance - Haya Matari
1113 Main St, Paterson, NJ 07503
(862) 214-2585 goosehead.com
SR22 Insurance Solutions
436 10th Ave, Paterson, NJ 07514
(862) 394-0184 sr22paterson.com
BENGAL INSURANCE AGENCY
351 Union Ave, Paterson, NJ 07502
(973) 845-6565
Auto One Insurance Agency
191 Broadway, Paterson, NJ 07505
(551) 362-2647
Better Choice Insurance Agency
322 Grand St, Paterson, NJ 07505
(973) 279-4455 betterchoiceinsurancenj.com
Peak insurance agency
1057-1059 Main St, Paterson, NJ 07503
(551) 362-2616
Coversafe Insurance NJ
108 Market St, Paterson, NJ 07505
(973) 221-2606
Ultimate Insurance Agency
280 Trenton Ave, Paterson, NJ 07503
(862) 359-1884
Healthcare Premier
188 Main St, Paterson, NJ 07501
(973) 684-8484 healthcarepremier.com
Homestead Financial Services
1141 Main St, Paterson, NJ 07503
(973) 652-0028 hfs-insurance.com

Long-term care insurance agents in Paterson, New Jersey assist residents in finding policies that cover nursing home care, home health aides, and assisted living. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to protect assets while qualifying for Medicaid. Agents can explain how state regulations affect coverage and premiums.

What Does a Long-Term Care Insurance Agent in Paterson Cost?

Typical costs for long-term care insurance in New Jersey vary widely by age, health, and coverage level. A 55 year old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3 year benefit period. Premiums for a 65 year old can range from $2,500 to $5,000 annually. Costs are higher for comprehensive policies with inflation protection. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Paterson do?
An agent helps you compare policies from different insurers and explains coverage options. They guide you through New Jersey specific rules, such as the Partnership Program and tax deductions for premiums. They do not provide legal advice but can refer you to an elder law attorney.
How does New Jersey Long-Term Care Partnership Program work?
This program lets you keep a portion of your assets equal to the benefits paid by your policy when you later apply for Medicaid. Policies must be state certified to qualify. An agent can confirm if a policy meets New Jersey Partnership requirements.
Are long-term care insurance premiums tax deductible in New Jersey?
Yes, New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. An agent can provide details on how this applies to your situation.