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Long-Term Care Insurance Agents in Palisades Park, NJ
Browse long-term care insurance agents serving Palisades Park, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Palisades Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Palisades Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Farmers Insurance - Kenneth Choi
21 Grand Ave #608, Palisades Park, NJ 07650
(201) 941-1272
agents.farmers.com
J L Insurance Agency
14 Brinkerhoff Ave, Palisades Park, NJ 07650
(201) 944-8805
Long-term care insurance agents in Palisades Park, New Jersey help residents plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets while qualifying for Medicaid. Local agents can explain how these policies work with state regulations and your personal situation.
What Does a Long-Term Care Insurance Agent in Palisades Park Cost?
The cost of long-term care insurance in New Jersey varies by age, health, and policy features. A 55-year-old might pay between $1,500 and $3,000 per year for a policy with a $150 daily benefit and a 3-year benefit period. Premiums for a 65-year-old can range from $2,500 to $5,000 annually. Costs are higher for policies with inflation protection or longer benefit periods. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Palisades Park do?
An agent helps you compare policies from multiple insurers to find coverage that fits your needs and budget. They explain policy features like daily benefit amounts, elimination periods, and inflation protection. They also guide you through New Jersey specific rules, such as the Partnership program requirements.
How does New Jersey Partnership for Long-Term Care affect my policy?
The New Jersey Partnership program lets you keep a portion of your assets equal to the benefits paid by your policy if you later need Medicaid. This means your policy can help protect your savings. An agent can show you which policies qualify for this program.
Are there age or health requirements for long-term care insurance in New Jersey?
Most insurers require you to be in good health and under age 85 to qualify for a new policy. Some conditions may lead to denial or higher premiums. New Jersey law does not set a specific age limit, but insurers set their own underwriting rules.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.