Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in New Brunswick, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Yeni Romero - State Farm Insurance Agent
142 Livingston Ave, New Brunswick, NJ 08901
(732) 853-1958
insurance08901.com
Lacerda Insurance Agency
173 Livingston Ave, New Brunswick, NJ 08901
(732) 514-9200
lacerdainsurances.com
Capacity Insurance Agency NJ
25 Bayard St, New Brunswick, NJ 08901
(551) 242-0456
East insurance
260 Commercial Ave, New Brunswick, NJ 08901
(732) 426-3520
Insurance experts co
103 Easton Ave, New Brunswick, NJ 08901
(732) 426-3438
J Joseph Connor Agency
46 Bayard St #306, New Brunswick, NJ 08901
(732) 249-7777
Marmar Insurance Agency LLC
226 George St, New Brunswick, NJ 08901
(732) 442-1120
marmar.net
What Does a Long-Term Care Insurance Agent in New Brunswick Cost?
Long-term care insurance premiums in New Jersey vary widely based on your age health and coverage level. A typical policy for a 55-year-old can cost between 150 and 300 dollars per month for a benefit of 150 to 200 dollars per day. Costs increase with age and for added features like inflation protection. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in New Brunswick do?
An agent explains policy options from different insurers and helps you compare benefits costs and coverage limits. They also guide you through New Jersey specific requirements such as the Partnership program and inflation protection options. Agents do not provide legal advice but can clarify how policies work with state benefits.
How does New Jersey Partnership for Long-Term Care affect my policy?
The Partnership program lets you keep a portion of your assets equal to the benefits your policy pays if you later need Medicaid. Only policies with a Partnership endorsement qualify and your agent can help you find these plans. This program is unique to New Jersey and a few other states.
What is the typical timeline to get a long-term care insurance policy in New Jersey?
The application process usually takes two to six weeks including medical underwriting and policy approval. New Jersey law requires a 30-day free look period after you receive the policy so you can cancel for a full refund. Your agent will explain all deadlines and paperwork needed.