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Long-Term Care Insurance Agents in Neptune Township, NJ

Looking for a long-term care insurance agent in Neptune Township? Review the directory below to compare your options.

3 agents listed
Updated May 2026
Neptune Township, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 3 long-term care insurance agents in Neptune Township, NJ Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Goosehead Insurance - Mike Maguire & Erik Cruz
3455 NJ-66 Suite 3A, Neptune Township, NJ 07753
(732) 479-3777 goosehead.com
Goosehead Insurance - Tom Paterno
3600 NJ-66 Suite 150, Unit 122, Neptune Township, NJ 07753
(908) 271-5102 goosehead.com
Aig American General
3600 NJ-66, Neptune Township, NJ 07753
(732) 922-7000

A long-term care insurance agent in Neptune Township New Jersey can help you plan for future care needs. New Jersey offers a Partnership for Long-Term Care program that allows you to protect assets while qualifying for Medicaid. Working with a local agent ensures you understand state-specific rules and policy options.

What Does a Long-Term Care Insurance Agent in Neptune Township Cost?

Long-term care insurance costs in New Jersey vary by age health and coverage level. A typical policy for a 55 year old may cost between 150 and 300 dollars per month. Premiums for a 65 year old often range from 250 to 500 dollars per month. These are estimates and actual rates depend on your specific situation. This is general information not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Neptune Township do?
An agent helps you compare policies from different insurers and explains coverage details. They guide you through New Jersey specific options like the Partnership program. They also assist with application forms and underwriting questions.
How does the New Jersey Partnership for Long-Term Care work?
This program lets you buy a qualified policy that includes asset protection. If you use all your policy benefits you can still apply for Medicaid and keep assets equal to the benefits paid. Your agent can explain how this protects your savings.
Are long-term care insurance premiums tax deductible in New Jersey?
New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and follows federal guidelines. Ask your agent for details on current limits.