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Find Long-Term Care Insurance Agents Near You in Irvington, NJ
Browse long-term care insurance agents serving Irvington, New Jersey. Contact information and addresses listed below.
8 agents listed
Updated May 2026
Irvington, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 long-term care insurance agents in Irvington, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Deramo Insurance Associate Inc
1070 Clinton Ave, Irvington, NJ 07111
(973) 371-7550
deramoinsurancenj.com
Medicare Advisors Insurance Group LLC - Irvington
1063 Springfield Ave, Irvington, NJ 07111
(973) 947-7220
medicareabc.com
Amc Insurance Agency,Inc
1049 Clinton Ave, Irvington, NJ 07111
(973) 373-3564
Limonette Insurance Agency llc
888 Stuyvesant Ave. #1, Irvington, NJ 07111
(973) 792-8375
limonettellc.com
Reliable Healthcare Agency, Inc.
50 Union Ave #802, Irvington, NJ 07111
(973) 399-1066
reliablehealthcareagency.com
Two Way Insurance
1004 Clinton Ave a, Irvington, NJ 07111
(973) 374-8830
Hanover Financial Services LLC
1160 Stuyvesant Ave., Irvington, NJ 07111
(908) 477-7979
hanoverfinancialservicesllc.com
Democratic Insurance
746 Springfield Ave, Irvington, NJ 07111
(973) 375-2212
Long-term care insurance agents in Irvington New Jersey help residents plan for future care needs. These agents guide clients through policies that cover home care, assisted living, and nursing home costs. New Jersey offers a Partnership Program that allows policyholders to protect assets while qualifying for Medicaid.
What Does a Long-Term Care Insurance Agent in Irvington Cost?
Long-term care insurance costs in New Jersey vary based on age, health, and coverage level. For a healthy 55-year-old, a policy with 165,000 dollars in benefits may cost between 1,500 and 3,000 dollars per year. Premiums for older applicants or those with health issues can be significantly higher. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Irvington do?
A long-term care insurance agent helps you compare policies from different carriers. They explain coverage options and assist with the application process. Agents in Irvington understand New Jersey specific regulations and the Partnership Program.
Is long-term care insurance required in New Jersey?
No, New Jersey does not require residents to have long-term care insurance. However, the state encourages planning through its Partnership Program. This program helps residents who buy qualified policies protect assets if they later need Medicaid.
How does the New Jersey Long-Term Care Partnership Program work?
The Partnership Program allows you to keep assets equal to the amount your insurance policy pays. For example, if your policy pays 200,000 dollars in benefits, you can keep 200,000 dollars in assets and still qualify for Medicaid. This program is available only through certified agents.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.