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Compare long-term care insurance agents in Hawthorne. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Hawthorne, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Hawthorne, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Gallagher & Associates Insurance Agency Inc
320 Diamond Bridge Ave, Hawthorne, NJ 07506
(973) 427-0550
gallagher-insurance.com
Hawthorne Agency Inc
715 County Rd 665, Hawthorne, NJ 07506
(640) 206-1018
Long-term care insurance agents in Hawthorne, New Jersey help residents plan for future care needs. These agents can explain policies that cover services not paid by standard health insurance or Medicare. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect some assets if they later need Medicaid.
What Does a Long-Term Care Insurance Agent in Hawthorne Cost?
In New Jersey, a typical long-term care insurance policy for a 55 year old can cost between $1,500 and $3,000 per year. For a 65 year old, the same policy may cost $2,500 to $5,000 per year. Premiums vary based on age, health, benefit amount, and inflation protection options. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Hawthorne do?
An agent helps you compare policies from different insurance companies. They explain coverage options for nursing home care, assisted living, and home health aides. They also guide you through New Jersey specific rules and benefit triggers.
How does New Jersey Partnership for Long-Term Care work?
This program lets you buy a qualified policy that includes asset protection. If you use all your policy benefits, you can still apply for Medicaid and keep assets equal to the benefits paid. The agent can tell you if a policy qualifies for this program.
When should I buy long-term care insurance in New Jersey?
Most people buy a policy in their 50s or early 60s when premiums are lower. Waiting until age 65 or older can make coverage much more expensive. An agent can help you find a plan that fits your age and health status.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.