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Compare Long-Term Care Insurance Agents in Franklin Lakes, NJ
Compare long-term care insurance agents in Franklin Lakes. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Franklin Lakes, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Franklin Lakes, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
AMH Insurance Brokerage
310 Rock Ridge Ct, Franklin Lakes, NJ 07417
(201) 359-6555
amhbrokerage.com
Allen & Allen Insurance Agency Inc.
777 Franklin Ave #204, Franklin Lakes, NJ 07417
(201) 891-8790
allen-allen.com
Long-term care insurance agents in Franklin Lakes, New Jersey help residents plan for future care needs while protecting their assets. New Jersey offers a state partnership program that allows policyholders to qualify for Medicaid without spending down all assets if they meet certain requirements. Local agents can explain how these policies work with New Jersey specific rules and tax incentives.
What Does a Long-Term Care Insurance Agent in Franklin Lakes Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, benefit amount, and policy features. A typical policy for a 55-year-old might cost between 1500 and 3500 dollars per year, while a 65-year-old might pay 2500 to 5000 dollars annually. Costs can be higher for richer benefits or shorter elimination periods. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Franklin Lakes do?
An agent helps you compare policies from different insurers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. Agents also guide you through New Jersey partnership program eligibility.
Does New Jersey offer any tax benefits for long-term care insurance?
Yes, New Jersey allows a state income tax deduction for qualified long-term care insurance premiums. The deduction amount depends on your age and policy type. An agent can help you understand how this applies to your specific tax situation.
How do New Jersey partnership policies work?
New Jersey partnership policies provide dollar-for-dollar asset protection if you later need Medicaid. For every dollar your policy pays in benefits, you can keep that same amount in assets and still qualify for Medicaid. This protection is only available through approved partnership policies sold in New Jersey.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.