Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 10 long-term care insurance agents in Flemington, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Morgan Sayre - State Farm Insurance Agent
270 S Main St #202, Flemington, NJ 08822
(908) 824-7848
mrsinsurance.com
Taryn McLean: Allstate Insurance
57 E Main St, Flemington, NJ 08822
(908) 782-6560
agents.allstate.com
AAA Flemington
146 NJ-31, Flemington, NJ 08822
(908) 483-9440
cluballiance.aaa.com
G.S. Newborn & Associates
32 Mine St, Flemington, NJ 08822
(908) 788-9080
newborninsurance.com
Cedar Risk Management & Insurance Services
349 NJ-31, Flemington, NJ 08822
(908) 237-1800
cedarrisk.com
Senior Insurance Solutions
403 US-202, Flemington, NJ 08822
(973) 563-7777
sr-ins-solutions.com
Benefits Consulting Insurance LLC
445 US-202, Flemington, NJ 08822
(908) 585-4885
Family Financial Group Inc
5 Walter E Foran Blvd STE 2010, Flemington, NJ 08822
(908) 782-4028
Susan Pepe
22 Samuel Dr, Flemington, NJ 08822
(908) 237-1425
susanpepe.com
Independent Insurance Agency
151 Main St, Flemington, NJ 08822
(888) 219-0067
What Does a Long-Term Care Insurance Agent in Flemington Cost?
Long-term care insurance premiums in New Jersey depend on your age, health, and the benefits you choose. For a 55-year-old in good health, a policy with 150,000 in total benefits might cost between 1,500 and 3,500 per year. Older applicants or those with health conditions will pay more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Flemington do?
An agent helps you compare policies from multiple carriers and explains coverage options like home care, assisted living, and nursing facility care. They also advise on New Jersey-specific rules such as the Partnership program and inflation protection requirements.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, having a policy can help protect your savings and qualify for the state Partnership program, which allows you to keep more assets if you later need Medicaid.
How do New Jersey long-term care insurance rates compare to other states?
New Jersey rates are generally higher than the national average due to the state's higher cost of care. Premiums vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between 1,500 and 3,500 per year.