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Find Long-Term Care Insurance Agents Near You in Cliffside Park, NJ
Looking for a long-term care insurance agent in Cliffside Park? Review the directory below to compare your options.
8 agents listed
Updated May 2026
Cliffside Park, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 8 long-term care insurance agents in Cliffside Park, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Glenn Bartlett - State Farm Insurance Agent
400 Palisade Ave, Cliffside Park, NJ 07010
(201) 945-0404
glennbartlett.com
Gerry Rossi Agency
517 Anderson Ave, Cliffside Park, NJ 07010
(201) 941-9512
ALP INSURANCE & FINANCIAL SERVICES
607 Anderson Ave, Cliffside Park, NJ 07010
(201) 945-2408
alpinsurance.com
Michael Bello Insurance
605 Anderson Ave # 3, Cliffside Park, NJ 07010
(201) 943-3575
michaelbelloagency.com
Goodhands insurance
300 Winston Dr, Cliffside Park, NJ 07010
(551) 359-7975
allstate.com
IUL Insurance Advisory Service
620 Gorge Rd, Cliffside Park, NJ 07010
(201) 514-0004
iulinsurancequote.com
M&S Insurance Agency
558 Anderson Ave, Cliffside Park, NJ 07010
(201) 812-7870
msagencyinsures.com
World Care Alliance Group
300 Winston Dr #1415, Cliffside Park, NJ 07010
(973) 473-4600
Long-term care insurance agents in Cliffside Park, New Jersey help residents plan for future care needs. New Jersey offers a Long-Term Care Partnership Program that allows policyholders to protect assets equal to the benefits paid. Agents can explain how this program works with local care costs and Medicaid eligibility rules.
What Does a Long-Term Care Insurance Agent in Cliffside Park Cost?
Long-term care insurance premiums in New Jersey vary widely based on age, health, and coverage level. A typical policy for a 55-year-old may cost between 1,500 and 3,500 dollars per year. Higher benefit amounts and inflation riders increase the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cliffside Park do?
A long-term care insurance agent helps you compare policies from different carriers and understand coverage options. They explain benefit triggers, elimination periods, and inflation protection. Agents also guide you on New Jersey-specific rules like the Partnership Program and tax deductions for premiums.
How does New Jersey law affect long-term care insurance?
New Jersey requires insurers to offer inflation protection and nonforfeiture benefits. The state also has a 60-day free look period for new policies. Agents must be licensed by the New Jersey Department of Banking and Insurance.
What is the New Jersey Long-Term Care Partnership Program?
This program lets you keep assets equal to the benefits your policy pays out if you later need Medicaid. Policies must meet state standards and be certified as Partnership-qualified. An agent can help you find a policy that meets these requirements.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.