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Find Long-Term Care Insurance Agents Near You in Chester, NJ
Browse long-term care insurance agents serving Chester, New Jersey. Contact information and addresses listed below.
5 agents listed
Updated May 2026
Chester, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 long-term care insurance agents in Chester, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Phoenix Insurance Group Inc
205 Main St, Chester, NJ 07930
(800) 248-0397
phoenixinsgrp.com
Life Guard Insurance Agency
290 US-206, Chester, NJ 07930
(862) 200-9358
Dennis Lamb - State Farm Insurance Agent
555 Main St Fl 2 Rear, Chester, NJ 07930
(908) 879-2616
dennislamb.net
The Insurance Outfit
32 Collis Ln Ste D, Chester, NJ 07930
(908) 955-7561
theinsuranceoutfit.com
PillarIA LLC - Pillar Insurance Associates
4 Mill Ridge Ln Floor 2, Chester, NJ 07930
(908) 698-0477
pillaria.com
Long-term care insurance agents in Chester, New Jersey help residents find policies that cover nursing home care, assisted living, and home health services. New Jersey offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents guide clients through choosing plans that meet their needs and budget.
What Does a Long-Term Care Insurance Agent in Chester Cost?
The cost of long-term care insurance in New Jersey varies by age, health, and coverage amount. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Premiums increase with age and can rise over time. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Chester do?
A long-term care insurance agent in Chester helps you compare policies from different carriers. They explain coverage options, costs, and benefits. They also assist with applying for coverage and understanding New Jersey specific rules.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, it can help protect your savings from high care costs. The state encourages planning through the Partnership program.
What is the New Jersey Partnership for Long-Term Care?
The New Jersey Partnership for Long-Term Care is a program that lets you keep assets equal to the benefits your policy pays. This helps you qualify for Medicaid later without spending down all your savings. An agent can explain how this works.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.