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Compare Long-Term Care Insurance Agents in Cedar Knolls, NJ
Browse long-term care insurance agents serving Cedar Knolls, New Jersey. Contact information and addresses listed below.
2 agents listed
Updated May 2026
Cedar Knolls, NJ
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 2 long-term care insurance agents in Cedar Knolls, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Plus Insurance Co
225 Ridgedale Ave, Cedar Knolls, NJ 07927
(908) 340-6123
SG Insurance Agency, Inc.
100 E Hanover Ave Suite 407, Cedar Knolls, NJ 07927
(973) 394-7868
sginsurancenj.com
A long-term care insurance agent in Cedar Knolls, New Jersey can help you understand coverage options and compare policies from multiple carriers. New Jersey offers the Partnership for Long-Term Care program, which allows policyholders to protect a portion of their assets if they later need Medicaid. Working with a local agent ensures you get guidance tailored to your specific needs and budget.
What Does a Long-Term Care Insurance Agent in Cedar Knolls Cost?
The cost of long-term care insurance in New Jersey varies based on age, health, coverage amount, and benefit period. Typical annual premiums for a 55-year-old can range from $1,500 to $3,000 for a policy with a $150 daily benefit and a three-year benefit period. Costs increase with age and for those with health conditions. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Cedar Knolls do?
An agent helps you evaluate different long-term care insurance policies, explains coverage details, and assists with the application process. They can also clarify how New Jersey Partnership policies work to coordinate with Medicaid asset protection.
Is long-term care insurance required in New Jersey?
No, long-term care insurance is not required by law in New Jersey. However, it can help cover costs that Medicare and standard health insurance do not pay for, such as nursing home care or home health aides.
What is the New Jersey Partnership for Long-Term Care?
It is a state program that lets you keep a certain amount of assets equal to the benefits paid by your policy if you later need Medicaid. This can help you avoid spending down all your savings before qualifying for Medicaid coverage.
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Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of New Jersey.