Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 7 long-term care insurance agents in Carteret, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Atlantic Financial Services
1295 Roosevelt Ave, Carteret, NJ 07008
(732) 969-9300
atlanticloans.com
J & A Insurance Agency
1299 Roosevelt Ave Ste A, Carteret, NJ 07008
(732) 366-4168
jainsuranceagencynj.com
Standard
18 Self Blvd, Carteret, NJ 07008
(732) 800-9285
standard.com
US Insurance Agency, Inc
1179 Roosevelt Ave #201, Carteret, NJ 07008
(732) 426-3540
Secure Insurance NJ
37 Dorothy St, Carteret, NJ 07008
(732) 210-9524
Zen Agency
Randolph St, Carteret, NJ 07008
(732) 231-5656
zeninsuranceagency.com
Aruna Srinivasan, Financial Professional - New York Life
108 Hagaman St, Carteret, NJ 07008
(732) 397-2324
newyorklife.com
What Does a Long-Term Care Insurance Agent in Carteret Cost?
Long-term care insurance premiums in New Jersey vary by age, health, and coverage level. A typical policy for a 55-year-old can cost between $1,500 and $3,000 per year. Costs increase with age and for richer benefit packages. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Carteret do?
An agent helps you compare policies from different insurers to find coverage for nursing home, assisted living, or home care. They explain how New Jersey Partnership policies work to safeguard your assets. They also assist with application and underwriting processes.
Does New Jersey require long-term care insurance?
No, New Jersey does not require long-term care insurance. However, the state encourages it through the Partnership program and tax incentives. Some employers offer group LTC insurance as a benefit.
How do New Jersey Partnership policies work?
Partnership policies are state-approved plans that let you keep assets equal to the benefits paid out. For example, if your policy pays $100,000 in benefits, you can protect $100,000 in assets when applying for Medicaid. This program is available only through licensed agents.