Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of New Jersey before hiring.
Showing 5 long-term care insurance agents in Caldwell, NJ
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Carlos Capellan - State Farm Insurance Agent
8 Brookside Ave #1, Caldwell, NJ 07006
(973) 226-7422
capellanagency.com
Fede Insurance Agency
378 Bloomfield Ave #2, Caldwell, NJ 07006
(973) 429-8192
fedeins.com
Health Benefits Insurance LLC
397 Bloomfield Ave, Caldwell, NJ 07006
(862) 201-4436
Liberty Insurance
1 Personette St, Caldwell, NJ 07006
(862) 201-5108
Wise Insurance
804 County Rd 506, Caldwell, NJ 07006
(551) 365-1883
What Does a Long-Term Care Insurance Agent in Caldwell Cost?
The cost of a long-term care insurance policy in New Jersey depends on your age, health, and the amount of coverage you choose. A typical policy for a 55-year-old might cost between $2,000 and $3,500 per year. For a 65-year-old, annual premiums often range from $3,500 to $6,000. Costs vary by insurer and benefit options. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Caldwell do?
A long-term care insurance agent helps you compare policies from different insurers. They explain coverage options, benefit amounts, and elimination periods. They also help you understand how New Jersey Partnership policies work to protect your assets.
How do I choose a long-term care insurance agent in Caldwell New Jersey?
Look for an agent licensed in New Jersey who has experience with long-term care policies. Ask if they are familiar with the New Jersey Partnership for Long-Term Care program. You can also check their standing with the New Jersey Department of Banking and Insurance.
What is the New Jersey Partnership for Long-Term Care program?
This program lets you buy a qualified long-term care insurance policy that includes asset protection. If you later need Medicaid, you can keep assets equal to the benefits your policy paid out. It is a way to combine private insurance with Medicaid planning.