The top-rated long-term care insurance agent in Elko, Nevada is Shabonya Dutton - State Farm Insurance Agent, rated 4.9 stars across 300 reviews. Other highly rated options include Brent Stokes - State Farm Insurance Agent, Michael Popp at Comparion Insurance Agency, WFG National Title Insurance Company. This directory lists 17 long-term care insurance agents serving Elko.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Shabonya Dutton - State Farm Insurance Agent | 1794 Idaho St | (775) 738-3423 |
| 2 | Brent Stokes - State Farm Insurance Agent | 698 5th St | (775) 738-9296 |
| 3 | Michael Popp at Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 748-8990 |
| 4 | WFG National Title Insurance Company | 905 Railroad St #204 | (775) 440-6377 |
| 5 | A and H Insurance | 526 Idaho St | (775) 777-0900 |
| 6 | Gregory Insurance Agency | 789 Railroad St | (775) 738-7103 |
| 7 | Priority Plus Insurance & Financial Group | 521 Idaho St | (775) 738-7131 |
| 8 | Comparion Insurance Agency | 225 Silver St Ste - 103 | (775) 777-3700 |
| 9 | Hometown Solutions Insurance | 301 W Silver St | (775) 777-9771 |
| 10 | Farmers Insurance - Daena Romero Sandoval | 1010 Court St | (775) 738-3131 |
Shabonya Dutton - State Farm Insurance Agent serves the Elko, Nevada metro area, offering long-term care insurance agent services. This agency helps individuals plan for future care needs that are not covered by standard health insurance or Medicare. It provides guidance on policy options that can protect savings and ensure access to necessary support services. The agency handles client consultations to assess coverage requirements and coordinates applications for long-term care insurance plans, including hybrid policies that combine life insurance with care benefits.
Brent Stokes - State Farm Insurance Agent in Elko, NV, provides long-term care insurance, helping clients plan for future care needs with coverage that includes policy service and ongoing plan maintenance. The agent offers guidance on selecting appropriate coverage options tailored to individual circumstances. Regular policy reviews are available to adjust coverage as needs evolve. Services are provided for single-family homes, apartments, retail locations, and restaurants.
Michael Popp at Comparion Insurance Agency serves individuals and families in Elko, Nevada who are planning for potential future care needs. The company provides guidance on long-term care insurance policies, helping clients understand coverage options that protect assets and ensure access to necessary services. This work involves assessing each customer’s unique situation and matching them with suitable plans from various carriers. The agency also extends its reach to clients across the nearby Spring Creek community and other surrounding areas in northeastern Nevada.
WFG National Title Insurance Company serves Elko, Nevada, and the surrounding rural communities in northeastern Nevada. It handles long-term care insurance policies designed to help clients cover costs for extended nursing home or in-home care. The agent assists individuals who are planning for future healthcare needs during retirement. A typical job is handled by first reviewing the client’s current health profile and financial goals. From this assessment, the agent then recommends suitable policy options and helps the client complete the application process.
As winter approaches in Reno, many families begin planning for future care needs and the financial protection long-term care insurance provides. A and H Insurance works with local clients to assess their personal situation and policy options that can help cover the cost of assisted living or home health services. Navigating complex coverage choices requires guidance tailored to individual health history and budget goals. An agent begins this process by scheduling a no-obligation initial assessment to review current assets and desired coverage levels.
As the seasons shift in Elko, many local families begin considering how to manage the future costs of extended care for aging relatives. Gregory Insurance Agency helps residents of Elko, NV, assess their options for long-term care insurance policies. Their agents guide clients through the complexities of coverage, offering comparisons of plan benefits and premium structures. The process begins with a thorough review of each individual’s health history and preferences, followed by a personalized risk assessment and initial policy review step.
Priority Plus Insurance & Financial Group specializes in long-term care insurance, helping Elko, Nevada residents plan for future care needs while protecting their savings. It guides clients through policy options that cover assisted living, nursing home stays, and home-based care. The agency works with individuals to integrate coverage into broader financial plans. As winter approaches and seasonal hazards increase the risk of injury, the company assists families in securing benefits that address recovery and extended care requirements during this demanding period.
Comparion Insurance Agency in Elko, Nevada, helps clients understand the difference between one-time long-term care policies, which cover a single defined period, and scheduled or recurring policies, which provide ongoing benefits as needed. Coverage options typically include in-home care, assisted living, and nursing facility costs tailored to individual future needs. Services are available on a one-time, scheduled, or as-needed basis to accommodate varying planning preferences and consumer circumstances.
Hometown Solutions Insurance offers long-term care insurance services to residents in Elko, Nevada, helping individuals plan for future personal and medical needs. The agency also provides commercial coverage options for local businesses seeking financial protection for their employees or clients throughout the surrounding area. Services are delivered with clear explanations of policy terms and benefit structures. Clients often return for annual policy reviews or updates between regular visits to ensure their coverage remains aligned with changing health and financial circumstances.
Farmers Insurance - Daena Romero Sandoval serves the Elko area with general insurance solutions while specializing in long-term care coverage. This agency helps clients plan for future care needs by offering policies designed to cover extended medical or custodial support. As a local resource, the office assists individuals in selecting appropriate protection for their aging years. It can provide coverage options suited for professional settings such as offices, warehouses, and food service establishments.
What Does a a Long-Term Care Insurance Agent in Elko Cost?
Long-term care insurance premiums in Nevada vary by age, health, and policy type. A typical policy for a 55-year-old may cost between $1,500 and $3,000 per year. For a 65-year-old, premiums often range from $2,500 to $5,000 annually. Costs depend on benefit amount, elimination period, and inflation protection. This is general information, not insurance advice.
About long-term care insurance agents in Elko
A long-term care insurance agent in Elko, Nevada helps you understand policies that cover nursing home care, assisted living, and home health services. Nevada law requires agents to be licensed by the Nevada Division of Insurance. Local agents can explain how Nevada Partnership for Long-Term Care policies work to protect your assets.
Frequently Asked Questions
What does a long-term care insurance agent in Elko do?
An agent helps you compare policies from different insurance companies. They explain coverage options, premiums, and benefit periods. They also guide you through Nevada-specific rules like the Partnership program.
Does Nevada have a state partnership program for long-term care insurance?
Yes, Nevada has the Nevada Partnership for Long-Term Care program. This program allows you to keep more assets if you later need Medicaid. An agent can help you find a qualifying policy.
How do I choose a long-term care insurance agent in Elko?
Look for an agent licensed in Nevada with experience in long-term care policies. Ask about their knowledge of Nevada Partnership plans. Check their standing with the Nevada Division of Insurance.