The top-rated long-term care insurance agent in Billings, Montana is Thurston Family Insurance, LLC, rated 4.9 stars across 172 reviews. Other highly rated options include JM Insurance Group, Myers Health Insurance, Anvil Insurance. This directory lists 20 long-term care insurance agents serving Billings.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Thurston Family Insurance, LLC | 223 Shiloh Rd Unit 6 | (406) 534-0133 |
| 2 | JM Insurance Group | 513 Hilltop Rd #7 | (406) 534-8008 |
| 3 | Myers Health Insurance | 1645 Parkhill Dr STE 6 | (406) 696-5232 |
| 4 | Anvil Insurance | 3124 First Ave N | (406) 259-3828 |
| 5 | Miss Katie your insurance lady | 807 Grand Ave | (406) 790-9040 |
| 6 | Frontier Insurance Solutions Powered by YourPolicy | 848 Main St Suite 16 | (406) 281-8144 |
| 7 | Leavitt Great West | 2345 King Ave W suite e | (406) 252-4104 |
| 8 | Darnielle Insurance | 1320 28th St W | (406) 652-4180 |
| 9 | Farmers Insurance - Roger Daniel | 2047 Broadwater Ave Ste 1 | (406) 252-3411 |
| 10 | Headquarters Insurance, LLC | 807 Grand Ave | (406) 970-0952 |
Thurston Family Insurance, LLC serves the Billings, Montana metro area as a local long-term care insurance agency. The company guides clients through planning for future health needs by offering policies that help cover home health services and nursing facility expenses. These policies protect personal assets while providing options for extended care outside of standard health insurance. For individual policyholders and families, the firm specializes in analyzing coverage needs and comparing long-term care insurance plans from multiple carriers.
JM Insurance Group in Billings, MT provides a range of long-term care insurance services, including needs analysis and policy placement tailored to protect assets and cover future care costs. The company also offers ongoing policy reviews to ensure coverage remains aligned with changing health needs and financial circumstances. As a local long-term care insurance agent, it assists clients in navigating plan options and benefit structures. JM Insurance Group services single-family homes, apartments, retail, and restaurants, helping property owners and their families secure essential care protection.
Homeowners and families in Billings, MT, turn to Myers Health Insurance for guidance in selecting long-term care insurance policies. The agency helps clients understand coverage options that protect assets and provide for future care needs, including nursing home and in-home support. By offering personalized consultations, Myers Health Insurance ensures customers make informed decisions about their long-term planning. Its services also reach into nearby communities such as Laurel.
Serving Billings, Montana, and the surrounding communities of the Yellowstone Valley, Anvil Insurance specializes in advising clients on long-term care coverage. It handles the complexities of policy selection, helping individuals assess their future needs for nursing home, assisted living, and in-home care. The firm documents current health situations and financial goals to compare plans from different carriers. For a typical client, it uses a detailed needs analysis to narrow options before presenting tailored policy choices.
Miss Katie your insurance lady in Billings, MT, recognizes that long-term care insurance can be arranged through either a one-time policy purchase or a recurring premium payment plan, and both options secure coverage for services like nursing home care, assisted living, or in-home support. The recurring model spreads costs across monthly or annual payments, while one-time policies offer a single lump-sum commitment. Service through this local agency operates on an as-needed basis, allowing clients to consult only when they require policy selection or adjustments.
As residents of Billings begin planning for the uncertainties of aging, many seek reliable financial protection against future care costs. Frontier Insurance Solutions Powered by YourPolicy works with families in this community to evaluate long-term care insurance options that address personal needs and budgets. The team provides straightforward guidance on coverage structures, policy types, and costs associated with home care or facility stays. An initial assessment appointment is offered to review health history and financial goals before presenting plan comparisons.
Leavitt Great West specializes in evaluating and structuring Long-Term Care Insurance plans to protect assets and provide care options. Serving the Billings, Montana area, the agency assists clients in understanding policy features, costs, and benefit triggers. It works with individuals and families to compare coverage tailored to future health needs and financial goals. This support is often critical during open enrollment periods or when navigating a recent health change that requires reassessment of current long-term care coverage.
Darnielle Insurance specializes in long-term care insurance placement, focusing on policies that cover assisted living, nursing home care, and in-home support services. Working throughout the Billings area, the agency helps individuals evaluate coverage options suited to their personal retirement planning needs. A core part of its work involves explaining policy structures and benefit triggers clearly to clients. It particularly assists those navigating the financial complexities surrounding a recent decline in a spouse’s health that may require immediate extended care arrangements.
Farmers Insurance - Roger Daniel provides long-term care insurance consulting and policy options to clients in Billings, Montana. The agency specializes in helping individuals plan for future personal care needs while protecting assets from rising healthcare costs. Services include evaluating coverage levels, comparing policy features, and explaining benefit triggers such as activities of daily living. The team works with clients in various commercial sectors, including offices, warehouses, and food service establishments.
Headquarters Insurance, LLC provides residential long-term care insurance services in Billings, Montana, also offering commercial coverage planning for businesses in the surrounding area. A long-term care insurance agent works with clients to help protect assets and prepare for potential future care needs. The company assists individuals and families in evaluating policy options suited to their circumstances. Follow-up support and repeat service are available between regular visits to adjust coverage as circumstances change.
What Does a a Long-Term Care Insurance Agent in Billings Cost?
The cost of long-term care insurance in Montana varies based on age health and coverage amount. A typical policy for a 55 year old might range from 150 to 300 dollars per month. For a 65 year old costs can range from 250 to 500 dollars per month. These are general estimates and actual premiums depend on individual underwriting. This is general information not insurance advice.
About long-term care insurance agents in Billings
Long-term care insurance agents in Billings Montana help residents plan for future care needs. Agents can explain how Montana law requires certain policy provisions such as inflation protection and nonforfeiture benefits. Working with a local agent ensures you understand the specific options available in Yellowstone County.
Frequently Asked Questions
What does a long-term care insurance agent in Billings do?
A long-term care insurance agent in Billings helps you compare policies from different carriers. They explain coverage limits benefit periods and elimination periods. They also ensure the policy meets Montana state requirements for consumer protections.
Are long-term care insurance premiums tax deductible in Montana?
Montana follows federal tax rules for long-term care insurance premium deductions. Premiums may be deductible as medical expenses if you itemize deductions. A local agent can explain how this applies to your specific tax situation.
What Montana laws apply to long-term care insurance policies?
Montana law requires policies to offer inflation protection and a nonforfeiture benefit. Policies must also include a free look period of 30 days. Agents must be licensed by the Montana Commissioner of Securities and Insurance.
Long-Term Care Insurance Agents in Other Montana Cities
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