ADVERTISING DISCLOSURE: BeforeInsuranceUSA.com is an informational directory, not an insurance agency, broker, or licensed producer. We do not sell insurance or provide insurance advice. No agent-client relationship is created by using this site. Except where a listing is clearly marked Featured, no agent listed on this site has paid for their listing. Featured listings are paid advertisements. This is an advertisement.

Find Long-Term Care Insurance Agents Near You in St. Louis, MO

Browse long-term care insurance agents serving St. Louis, Missouri. Updated 2026-07-14.

The top-rated long-term care insurance agent in St. Louis, Missouri is MBhealth Insurance Agency, rated 4.9 stars across 577 reviews. Other highly rated options include POWERS Insurance and Risk Management, R T Thomas Insurance, LLC, Kreismann Bayer Insurance Agency. This directory lists 46 long-term care insurance agents serving St. Louis.

Showing 46 long-term care insurance agents in St. Louis, MOListings are displayed in no particular order and are not ranked. Order does not constitute a recommendation or endorsement.

Comparison

Top 10 listings
#NameAddressPhone
1MBhealth Insurance Agency9700 MacKenzie Rd STE 101(314) 544-5400
2POWERS Insurance and Risk Management6825 Clayton Ave #200(314) 725-1414
3R T Thomas Insurance, LLC8131 Delmar Blvd(314) 725-5535
4Kreismann Bayer Insurance Agency652 N New Ballas Rd(314) 567-3344
5Goetz Insurance Agency4586 Telegraph Rd(314) 720-1702
6Elevated Insurance Group345 Marshall Ave Ste 200(314) 806-3600
7Norrell Insurance Agency401 Pine St #7(636) 575-9526
8Lp Miceli Inc3470 Hampton Ave s106(314) 832-6667
9Kelli A Young And Associates LLC American Family Insurance12213 Old Big Bend Rd(314) 821-1212
10Southtown Insurance Agency7127 S Lindbergh Blvd(314) 894-4220
MI
9700 MacKenzie Rd STE 101
MBhealth Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO

MBhealth Insurance Agency operates in St. Louis, Missouri, providing long-term care insurance planning and policy acquisition services for local residents. It helps clients evaluate needs, compare available coverage options, and choose appropriate plans to protect assets against future care costs. The agency also offers policy reviews and assistance with claims navigation as part of its ongoing service. It typically works with individuals and families preparing for potential senior care expenses, but also assists property owners in the area, including those with single-family homes, apartments, retail, and restaurants.

PI
6825 Clayton Ave #200
POWERS Insurance and Risk Management
Long-Term Care Insurance Agent · St. Louis, MO

POWERS Insurance and Risk Management serves homeowners, businesses, and individuals planning for future healthcare needs in St. Louis, MO. As a long-term care insurance agent, it helps clients evaluate asset protection strategies and prepare for costs associated with extended medical stays or assisted living. The agency assists with policy comparisons to match coverage with personal financial goals. It also extends its services to clients in Clayton and the surrounding St. Louis County metro area.

RT
8131 Delmar Blvd
R T Thomas Insurance, LLC
Long-Term Care Insurance Agent · St. Louis, MO

As St. Louis residents plan for the financial demands of aging, R T Thomas Insurance, LLC provides guidance on long-term care coverage. The company helps local families understand policy options that protect assets while addressing future care needs. Their services include explaining the differences between traditional and hybrid products suited to the Missouri market. Clients can expect a thorough discussion of personal circumstances during the initial assessment step.

KB
652 N New Ballas Rd
Kreismann Bayer Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO

Kreismann Bayer Insurance Agency serves the St. Louis area by assisting residents with long-term care insurance needs, ensuring individuals and families have access to coverage for extended illness or disability. The agency also helps local businesses with group long-term care policies and supports clients throughout the metro region. After an initial policy is secured, they are available for plan reviews or adjustments during regular annual visits.

GI
4586 Telegraph Rd
Goetz Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO

Goetz Insurance Agency assists individuals and families in St. Louis with planning for the costs of extended personal care. The firm specifically focuses on long-term care insurance coverage as its primary specialty. Such policies help clients preserve assets while accessing necessary help with daily activities at home or in a facility. The agency can address commercial insurance needs for various work environments, including offices, warehouses, and food service operations.

EI
345 Marshall Ave Ste 200
Elevated Insurance Group
Long-Term Care Insurance Agent · St. Louis, MO

With winter approaching, many St. Louis residents begin planning for the potential need for extended care, a concern that local agents at Elevated Insurance Group are equipped to address. They help clients navigate policy options to preserve savings against future medical costs. A typical initial step involves a comprehensive review of the client’s existing coverage and long-term goals before scheduling a personal assessment.

NI
401 Pine St #7
Norrell Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO

Norrell Insurance Agency assists clients in St. Louis, Missouri, with their long-term care insurance needs, focusing on policies that help cover extended medical and personal care expenses. Their specialized services include evaluating individual risk factors and plan options. They serve a variety of commercial sectors, including offices, warehouses, and food service operations, helping business owners secure coverage for their own future care requirements or that of key personnel.

LM
3470 Hampton Ave s106
Lp Miceli Inc
Long-Term Care Insurance Agent · St. Louis, MO

Lp Miceli Inc provides long-term care insurance services to residents in St. Louis, Missouri, also covering local businesses with group policy options. As a specialist, the agency helps clients plan for future care needs and manage the financial implications of extended medical support. Appointments are offered throughout the area, ensuring access for individuals and families within the region. The agency focuses on maintaining ongoing relationships, assisting with policy adjustments or claims support whenever clients require follow-up service between regular annual reviews.

KY
12213 Old Big Bend Rd
Kelli A Young And Associates LLC American Family Insurance
Long-Term Care Insurance Agent · St. Louis, MO

Kelli A Young And Associates LLC American Family Insurance is a Long-Term Care Insurance Agent serving the St. Louis, Missouri area. The agency assists clients in planning for potential future care needs by explaining policy options that help cover home care, assisted living, or nursing facility expenses. Representatives work with individuals to assess their personal circumstances and financial goals when exploring long-term care coverage. The firm can additionally help clients review options for integrating a life insurance policy with long-term care benefits for more comprehensive planning.

SI
7127 S Lindbergh Blvd
Southtown Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO
CL
11611 Gravois Rd
Christine Lieber Agency LLC American Family Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 272-0000
amfam.com/agents/missouri/saint-louis/christine-lieber
MI
7532 W Florissant Ave
Missouri Insurance Exchange
Long-Term Care Insurance Agent · St. Louis, MO
(314) 481-1100
moinsurance.org
IH
3636 S Geyer Rd #100
InvoBH - Health Insurance | Medicare Broker
Long-Term Care Insurance Agent · St. Louis, MO
(314) 685-4428
invobh.com/#products
AB
8084 Watson Rd # 100
Arch Brokerage Inc
Long-Term Care Insurance Agent · St. Louis, MO
(314) 849-6363
archbrokerage.com
CB
9700 MacKenzie Rd STE 120
Crawford-Butz & Associates Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO
(314) 752-2500
crawfordbutz.com
TG
11400 Concord Village Ave #D
Tom Gerber - Premier Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO
(314) 729-0091
premierinsagency.com
FL
10805 Sunset Office Dr Suite 300
Founders Life & Health
Long-Term Care Insurance Agent · St. Louis, MO
(800) 651-2577
founderslifeandhealth.com
DL
4179 Crescent Dr # D
de Leon Retirement Services
Long-Term Care Insurance Agent · St. Louis, MO
(314) 287-0179
retirewithannie.com
OC
12101 Olive Blvd
O'Connor Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 434-0038
oconnor-ins.com
BR
193 N Florissant Rd
BG RESOURCE INSURANCE AGENCY
Long-Term Care Insurance Agent · St. Louis, MO
(314) 915-5575
bgresource.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Long-Term Care Insurance Agent · St. Louis, MO
(314) 638-5020
parkerinsurancegroup.com
AE
1120 S 6th St Suite 501
ABIG Employee Benefits
Long-Term Care Insurance Agent · St. Louis, MO
(888) 988-6654
abigsolutions.com
MI
2203 Big Bend Blvd
McNeil Insurance Group
Long-Term Care Insurance Agent · St. Louis, MO
(314) 858-6116
cfmcinsurance.com
NF
4657 Hampton Ave
Naeger Family Insurance Agencies
Long-Term Care Insurance Agent · St. Louis, MO
(314) 802-8841
naegerfamilyinsurance.com
AI
3636 S Geyer Rd #100
Arnold Insurance Company
Long-Term Care Insurance Agent · St. Louis, MO
(314) 637-9997
arnoldic.com
SI
1001 Highlands Plaza Dr Suite 500A
Signorelli Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 444-5030
signorelli-insurance.com
SI
1409 Washington Ave Suite 309
Smart Insurance and Financial Services
Long-Term Care Insurance Agent · St. Louis, MO
(314) 915-2727
smartifs.com
SA
2027 S 11th St
The Star Agency (Insurance)
Long-Term Care Insurance Agent · St. Louis, MO
(314) 884-8988
thestaragency.com
IA
3801 S Kingshighway Blvd
Insurance Advisors of St. Louis
Long-Term Care Insurance Agent · St. Louis, MO
(314) 842-0960
iastl.com
JB
1215 Fern Ridge Pkwy # 101
J. Berg & Associates
Long-Term Care Insurance Agent · St. Louis, MO
(314) 878-0081
jbergassociates.com
IS
4111 Telegraph Rd Apt 200
Insurance Source Inc
Long-Term Care Insurance Agent · St. Louis, MO
(314) 416-2600
theinsurancesource.com
AI
RUDER BUILDING, 11710 Administration Dr # 15
Alternatives Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 872-1800
alternativesins.com
MM
4615 S Lindbergh Blvd
Miller & Miller Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 843-3323
miller-millerins.com
HS
7711 Carondelet Ave
Home State Health
Long-Term Care Insurance Agent · St. Louis, MO
(855) 694-4663
homestatehealth.com
CS
6978 Chippewa St # 1
Central States Insurance Brokers LLC
Long-Term Care Insurance Agent · St. Louis, MO
(314) 833-3399
csibinsurance.com
ES
13035 Olive Blvd # 119
Executive Senior Services
Long-Term Care Insurance Agent · St. Louis, MO
(314) 392-5468
executiveseniorservices.com
MM
18 S County Center Way, Store #369, S County Center Way
Midwest Medicare
Long-Term Care Insurance Agent · St. Louis, MO
(636) 244-8222
midwestmedicare.com
UN
7733 Forsyth Blvd #825
Unum
Long-Term Care Insurance Agent · St. Louis, MO
(314) 801-0500
unum.com/FindFieldOffice/StLouis.aspx
RI
117 N Kirkwood Rd #211
Rea Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO
(314) 965-0501
reainsuranceagency.com
RI
111 W Port Plaza Dr 6th Flr
Ruocco Insurance & Your Medicare Partners
Long-Term Care Insurance Agent · St. Louis, MO
(314) 276-8039
debbieruocco.com
HS
Jim Wlliams, 12122 Tesson Ferry Rd #203
HealthCare Solutions Team Medicare and Life Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 324-4158
MB
4500 Telegraph Rd Suite 103
Miller Blair Insurance
Long-Term Care Insurance Agent · St. Louis, MO
(314) 961-7777
millerblairinsurance.com
PI
762 Lemay Ferry Rd
Parker Insurance Group Inc
Long-Term Care Insurance Agent · St. Louis, MO
(314) 830-7269
parkerinsurancegroup.com
PI
6328 Christopher Winds Ct
Phillips Insurance Group
Long-Term Care Insurance Agent · St. Louis, MO
(314) 846-5469
phillipsinsurancegroup.com
LT
12550 Postgrove Dr
Long Term Care Authorities
Long-Term Care Insurance Agent · St. Louis, MO
(314) 567-3700
ltcauthorities.com
IA
8460 Watson Rd
Insurance Agency
Long-Term Care Insurance Agent · St. Louis, MO
(314) 666-1260
kingofthecourtandassoc.com/contact-insurance-agency

What Does a a Long-Term Care Insurance Agent in St. Louis Cost?

Long-term care insurance premiums in Missouri vary by age health and coverage level. A typical policy for a 55 year old might cost between 100 and 250 dollars per month while a 65 year old might pay 200 to 400 dollars per month. Costs are higher for richer benefits and longer benefit periods. This is general information not insurance advice.

About long-term care insurance agents in St. Louis

Long-term care insurance agents in St. Louis help residents plan for future care needs like nursing homes or home health aides. Missouri law requires agents to be licensed and follow specific rules about policy disclosures and rate stability. Working with a local agent can help you understand Missouri Partnership for Long-Term Care programs that offer asset protection.

Frequently Asked Questions

What does a long-term care insurance agent do in St. Louis?

An agent helps you compare policies from different carriers and explains coverage options for care in Missouri. They guide you through underwriting and help you choose a plan that fits your budget and health needs. Agents also assist with filing claims and understanding policy benefits.

Are there Missouri specific rules for long-term care insurance?

Yes Missouri has a 30 day free look period where you can cancel a policy for a full refund. Missouri also requires agents to provide a outline of coverage and a shoppers guide before you buy. The state regulates rate increases and requires insurers to offer inflation protection options.

How do I choose a long-term care insurance agent in St. Louis?

Look for an agent who is licensed in Missouri and has experience with long-term care policies. Ask about their knowledge of the Missouri Partnership program and how they compare multiple carriers. Check their reputation with the Missouri Department of Insurance.

Long-Term Care Insurance Agents in Other Missouri Cities

Listings are compiled from publicly available information. Inclusion does not constitute endorsement. Verify each long-term care insurance agent's credentials and current standing with your state Department of Insurance.