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Find Long-Term Care Insurance Agents Near You in Maryland Heights, MO
Browse long-term care insurance agents serving Maryland Heights, Missouri. Contact information and addresses listed below.
6 agents listed
Updated May 2026
Maryland Heights, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 6 long-term care insurance agents in Maryland Heights, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
United Healthcare
13655 Riverport Dr, Maryland Heights, MO 63043
(314) 592-7000
Lucent Insurance Group
11848 Dorsett Rd Office B, Maryland Heights, MO 63043
(888) 544-2482
lucentinsurancegroup.com
Essence Healthcare
13900 Riverport Dr, Maryland Heights, MO 63043
(866) 509-5398
essencehealthcare.com
McCarthy Insurance Group LLC American Family Insurance
929 Fee Fee Rd # 101, Maryland Heights, MO 63043
(314) 343-4502
amfam.com
The Kelsi Stulce-Hull Agency LLC American Family Insurance
929 Fee Fee Rd Suite 102, Maryland Heights, MO 63043
(314) 205-9444
amfam.com
The Graf Group Insurance
6 Fee Fee Rd, Maryland Heights, MO 63043
(314) 291-1600
grafgroupinsurance.com
A long-term care insurance agent in Maryland Heights, Missouri helps residents plan for future care needs. Missouri offers a Partnership for Long-Term Care program that allows policyholders to protect assets equal to the benefits paid. Agents guide clients through policy options that meet Missouri state requirements.
What Does a Long-Term Care Insurance Agent in Maryland Heights Cost?
Long-term care insurance premiums in Missouri vary by age, health, and policy features. A typical policy for a 55-year-old might cost $1,200 to $3,000 per year. Adding inflation protection or a shorter elimination period increases the premium. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Maryland Heights do?
An agent helps you compare policies from multiple carriers and explains coverage for home care, assisted living, and nursing facilities. They ensure the policy meets Missouri Partnership standards if you want asset protection.
Does Missouri have special rules for long-term care insurance?
Yes, Missouri requires agents to provide a Shopper Guide and outline of coverage before you buy. The state also has a 30-day free look period to cancel a policy for a full refund.
How do Missouri Partnership policies work?
Partnership policies are certified by the state and allow you to keep assets equal to the benefits paid if you later need Medicaid. These policies must include inflation protection and meet federal standards.
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Notice
BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.