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Looking for a long-term care insurance agent in Imperial? Review the directory below to compare your options.
6 agents listed
Updated May 2026
Imperial, MO
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Missouri before hiring.
Showing 6 long-term care insurance agents in Imperial, MO
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Scott Brase - State Farm Insurance Agent
1500 Professional Dr, Imperial, MO 63052
(636) 223-2000
scottbrase.com
Warren Stuckmeyer American Family Insurance
6432 Old Lemay Ferry Rd, Imperial, MO 63052
(636) 942-9100
amfam.com
Virgil Melton Agency Inc American Family Insurance
1273 Imperial Main St, Imperial, MO 63052
(636) 464-6500
amfam.com
American Family Insurance - Oliver Stuckmeyer
6432 Old Lemay Ferry Rd, Imperial, MO 63052
(636) 942-3300
Insurance Consultants Inc
1242 Imperial Main, Imperial, MO 63052
(636) 464-9804
myici.com
security Insurance Benefits, LLC
5807 Mayberry Dr, Imperial, MO 63052
(314) 278-4452
securityinsurancebenefits.com
Long-term care insurance agents in Imperial, Missouri assist residents in planning for future care needs. These agents explain policy features, costs, and state-specific rules, such as Missouri partnership program requirements. Working with a local agent helps you understand options that fit your budget and health situation.
What Does a Long-Term Care Insurance Agent in Imperial Cost?
Long-term care insurance premiums in Missouri vary by age, health, and coverage level. A typical annual premium for a 55-year-old can range from 1,500 to 3,000 dollars for a policy with a 150 dollar daily benefit and a three-year benefit period. Costs increase with age and additional features like inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Imperial do?
An agent helps you compare policies from different insurers and explains coverage for nursing home, assisted living, and home care. They also inform you about Missouri partnership policies that offer asset protection. The agent does not provide legal or tax advice.
Are there Missouri laws that affect long-term care insurance?
Yes, Missouri requires insurers to offer inflation protection options and a free look period of 30 days to cancel a policy. The Missouri Long-Term Care Partnership Program allows policyholders to keep some assets if they later need Medicaid. Agents must follow state regulations when selling policies.
How do I choose a long-term care insurance agent in Imperial?
Look for an agent licensed in Missouri with experience in long-term care policies. Ask about their knowledge of partnership plans and local care costs. Check their reputation with the Missouri Department of Insurance.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Missouri.