The top-rated long-term care insurance agent in Clinton, Mississippi is Tim Bruss - State Farm Insurance Agent, rated 5.0 stars across 210 reviews. Other highly rated options include Dylan Gregory - State Farm Insurance Agent, Cindy Ringler - State Farm Insurance Agent, Direct Auto Insurance. This directory lists 20 long-term care insurance agents serving Clinton.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Tim Bruss - State Farm Insurance Agent | 500 Clinton Pkwy | (601) 924-3090 |
| 2 | Dylan Gregory - State Farm Insurance Agent | 606 Hwy 80 W B | (601) 924-4114 |
| 3 | Cindy Ringler - State Farm Insurance Agent | 101 Woodchase Park Dr A | (601) 924-9446 |
| 4 | Direct Auto Insurance | 941 US-80 Suite W3 | (601) 924-8211 |
| 5 | Joshua Torrence: Allstate Insurance | 322 US-80 Ste 5 | (601) 925-0030 |
| 6 | Josh Foust - State Farm Insurance Agent | 543 Hwy 80 W A | (601) 924-6106 |
| 7 | Gwendolyn Hemphill: Allstate Insurance | 584 Springridge Rd Ste A | (601) 708-4558 |
| 8 | Alfa Insurance - Jeremy Freeman Agency | 380 US-80 Ste D | (601) 924-6040 |
| 9 | SouthGroup Insurance - Clinton | 201 Clinton Blvd | (601) 925-2200 |
| 10 | Shelter Insurance - Jim Word | 130 E Northside Dr | (601) 924-3397 |
Tim Bruss - State Farm Insurance Agent serves the Clinton, Mississippi area as a local source for long-term care insurance services. This agency helps clients understand policies that can cover extended care needs not typically paid by standard health plans or Medicare. It assists individuals in planning for future assistance with daily living activities such as bathing and dressing. The agency handles both standalone long-term care policies and hybrid life insurance products that include long-term care benefits.
Dylan Gregory - State Farm Insurance Agent in Clinton, MS, provides long-term care insurance services to help individuals plan for future healthcare needs. The agency offers personalized policy reviews and ongoing support to update coverage as circumstances change. Regular consultations ensure clients understand their plan options and maintain appropriate protection. The agent primarily serves clients residing in single-family homes, apartments, retail workers, and those involved in local restaurant operations.
Cindy Ringler - State Farm Insurance Agent serves local homeowners and families in Clinton, Mississippi, who need guidance in planning for long-term care coverage. The agency explains how long-term care insurance helps protect personal savings from the high costs of extended custodial care at home or in a facility. Policies can be tailored to individual needs and future health concerns common in the greater Jackson area. The office also covers nearby communities such as Ridgeland and Madison for those seeking personal financial protection.
Direct Auto Insurance serves the Clinton, Mississippi metro area and provides long-term care insurance agent services. The company works with individuals planning for future care needs that may arise from aging or chronic conditions. It offers guidance on policies that help cover costs of in-home assistance or nursing facility stays. Long-term care insurance can protect personal savings from the high expenses of extended health support. Direct Auto Insurance also helps clients review coverage options related to assisted living expenses and home health care services.
Joshua Torrence: Allstate Insurance serves clients in Clinton, Mississippi, and the surrounding communities, handling long-term care insurance needs for local families. This agency assists individuals in planning ahead for future care costs, including nursing home, assisted living, and in-home care expenses. By carefully reviewing each client’s financial situation and personal goals, it develops strategies to protect assets and maintain independence. The typical job begins with a discussion of coverage options and proceeds to a thorough comparison of policy features.
Families in Clinton often consider whether a single long-term care policy purchase or a continuing plan with periodic adjustments best fits their needs, with coverage structured to protect assets from costs of extended assistance. As a local agent, Josh Foust - State Farm Insurance Agent helps evaluate these options and explains how benefits address nursing homes or home care. Service runs on an as-needed basis, with appointments arranged when clients require reviews of their current policies or new plan quotes.
Gwendolyn Hemphill: Allstate Insurance in Clinton, MS, offers focused guidance on long-term care insurance, helping clients plan for future personal care needs. The agency provides general insurance services to local residents, assisting with coverage options to protect their assets and financial well-being. Professional agents clarify policy features so individuals can make informed choices about nursing home, assisted living, and home care costs. Whether someone is approaching retirement or adapting to a recent health change, the agency assists with evaluating coverage before open enrollment periods close.
As the Mississippi climate brings seasonal flu and increased fall risks, families across Clinton seek reliable coverage to guard against depleting life savings. Serving this area from their local office, Alfa Insurance – Jeremy Freeman Agency helps residents compare long-term care policies that address nursing home, assisted living, and home-based support needs. They explain how such policies work alongside Medicare and private health plans to preserve household assets. Every inquiry begins with a no-obligation policy review and a personalized needs assessment to identify suitable coverage options.
SouthGroup Insurance in Clinton, MS, assists clients in securing financial protection against the high costs of extended care needs. As a long-term care insurance agent, the company helps individuals plan for services not covered by standard health insurance or Medicare. This specialty focuses on policies covering in-home assistance, assisted living, or nursing home stays. It can serve various commercial sectors, including offices that want benefit flexibility, warehouses protecting key personnel, and food service businesses aiming to support employee retirement planning.
What Does a a Long-Term Care Insurance Agent in Clinton Cost?
Long-term care insurance agent services in Mississippi typically do not charge a separate fee. Agents earn commissions from the insurance company, which are included in the policy premium. Premiums for a policy can range from 100 to 300 dollars per month for a 55-year-old, but costs vary by age, health, and benefit choices. This is general information, not insurance advice.
About long-term care insurance agents in Clinton
Long-term care insurance agents in Clinton Mississippi help residents plan for future care needs. These agents can explain policy features and assist with applications. Mississippi law requires agents to be licensed by the state Department of Insurance.
Frequently Asked Questions
What does a long-term care insurance agent in Clinton do?
A long-term care insurance agent helps you compare policies from different companies. They explain benefit periods, daily benefit amounts, and inflation protection options. They also guide you through the application process in Clinton.
How do I choose a long-term care insurance agent in Mississippi?
Look for an agent licensed in Mississippi with experience in long-term care policies. Ask about their familiarity with Mississippis Partnership for Long-Term Care program. Check their standing with the Mississippi Department of Insurance.
Are there Mississippi laws that affect long-term care insurance?
Yes, Mississippi follows the NAIC Long-Term Care Insurance Model Act. Insurers cannot deny coverage based on pre-existing conditions after a policy has been in force for six months. The state also requires a 30-day free look period for new policies.
Long-Term Care Insurance Agents in Other Mississippi Cities
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