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Compare Long-Term Care Insurance Agents in Oxford, MI

Compare long-term care insurance agents in Oxford. Review contact information and insurance categorys before you decide.

3 agents listed
Updated May 2026
Oxford, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 3 long-term care insurance agents in Oxford, MI Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Community Insurance Center
932 S Lapeer Rd, Oxford, MI 48371
(248) 628-2505 communityinsurancecenter.com
Best Senior Health Plans
52 E Burdick St #473, Oxford, MI 48371
(248) 770-7553 bestseniorhealthplans.com
Curtis Insurance Agency-America One
25 N Washington St, Oxford, MI 48371
(248) 628-3604 curtisinsuranceagency.com

Long-term care insurance agents in Oxford, Michigan assist residents in planning for future care needs. Michigan law requires agents to be licensed and follow specific disclosure rules when selling policies. Working with a local agent helps you understand state regulations and find a policy that fits your budget and health situation.

What Does a Long-Term Care Insurance Agent in Oxford Cost?

Long-term care insurance premiums in Michigan vary widely based on age, health, and coverage level. For a 55-year-old in good health, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Rates can be higher for older applicants or those with health conditions. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Oxford do?
An agent helps you compare policies from different insurers and explains coverage options like nursing home care, home health care, and adult day care. They also guide you through Michigan-specific rules, including the 30-day free look period and inflation protection requirements.
Are there Michigan laws that affect long-term care insurance policies?
Yes. Michigan requires insurers to offer inflation protection and a nonforfeiture benefit. Policies must also include a 30-day free look period so you can cancel for a full refund. Agents must follow the Michigan Insurance Code when selling policies.
How do I choose a long-term care insurance agent in Oxford?
Look for an agent licensed in Michigan who has experience with long-term care policies. Ask about their knowledge of Michigan regulations and whether they represent multiple insurers. You can verify a license through the Michigan Department of Insurance and Financial Services.