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Compare Long-Term Care Insurance Agents in Hartland, MI
Directory of long-term care insurance agents in Hartland, Michigan. Verify credentials with the state department of insurance before hiring.
2 agents listed
Updated May 2026
Hartland, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 long-term care insurance agents in Hartland, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Insurance By Ivey & Brown Agency, Inc.
11572 Highland Rd, Hartland, MI 48353
(866) 632-6777
insurancebyivey.com
Brown, Margaret Owner, CIC
11572 Highland Rd, Hartland, MI 48353
(866) 632-6777
insurancebyivey.com
Long-term care insurance agents in Hartland, Michigan help residents plan for future care needs while protecting savings. Michigan offers a Partnership for Long-Term Care program that allows policyholders to qualify for Medicaid without spending down all assets. Working with a local agent ensures you understand Michigan-specific rules and policy options.
What Does a Long-Term Care Insurance Agent in Hartland Cost?
In Michigan, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a 55-year-old might cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are higher for comprehensive policies with inflation protection. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Hartland do?
A long-term care insurance agent helps you compare policies from multiple carriers, explains coverage options, and guides you through Michigan Partnership program requirements. They also help you understand how inflation protection and benefit periods affect premiums.
How does the Michigan Partnership for Long-Term Care affect my policy?
Michigan Partnership policies allow you to keep assets equal to the benefits paid by your policy if you later need Medicaid. This means a policy paying 200,000 dollars in benefits lets you protect 200,000 dollars in assets from Medicaid spend-down rules.
Are there time limits for buying long-term care insurance in Michigan?
There are no state time limits, but carriers often require medical underwriting. Most agents recommend applying before age 65 when premiums are lower and health conditions are less likely to cause denial.
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About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.