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Compare Long-Term Care Insurance Agents in Harper Woods, MI
Compare long-term care insurance agents in Harper Woods. Review contact information and insurance categorys before you decide.
2 agents listed
Updated May 2026
Harper Woods, MI
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 long-term care insurance agents in Harper Woods, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
The Peppler Agency
20658 Harper Ave, Harper Woods, MI 48225
(313) 881-4623
peppleragy.com
Long Term Care Resources
20020 Harper Ave, Harper Woods, MI 48225
(800) 616-8759
ltcr.com
Long-term care insurance agents in Harper Woods, Michigan help residents plan for future care needs. Michigan offers the Partnership for Long-Term Care program, which allows policyholders to protect assets equal to the benefits paid. Agents can explain how these policies interact with Michigan Medicaid rules.
What Does a Long-Term Care Insurance Agent in Harper Woods Cost?
Typical annual premiums for long-term care insurance in Michigan range from 1,500 to 4,000 dollars for a 60-year-old with moderate benefits. Costs increase with age and health issues. A 55-year-old might pay 1,000 to 2,500 dollars per year, while a 70-year-old could pay 3,500 to 7,000 dollars or more. These are general estimates and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Harper Woods do?
An agent helps you compare policies from different insurers and understand coverage options. They can explain Michigan-specific rules like the Partnership program and inflation protection requirements. They do not provide legal or tax advice.
How does Michigan law affect long-term care insurance policies?
Michigan requires insurers to offer inflation protection and a 30-day free look period for new policies. The Michigan Partnership program allows asset disregard for Medicaid if you buy a qualified policy. Agents must be licensed by the Michigan Department of Insurance and Financial Services.
What factors affect the cost of long-term care insurance in Michigan?
Costs depend on your age, health, benefit amount, and policy features. Michigan residents often pay between 1,500 and 4,000 dollars per year for a standard policy at age 60. Premiums can be higher for older applicants or those with health conditions.
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BeforeInsuranceUSA.com is not an insurance agency, agent referral service, or insurance advice provider. No agent-client relationship is formed by submitting a form or using this site. We do not endorse, recommend, or vouch for the qualifications of any agent. Past results do not guarantee future outcomes. Each situation is different. Verify agent credentials with your state department of insurance before hiring.
About Our Listings
Agents listed on BeforeInsuranceUSA.com are compiled from publicly available directories, state department of insurance records, and business listings. Inclusion does not constitute endorsement. We do not verify agent licensing, disciplinary status, or qualifications. Verify each agent's current standing with the Department of Insurance of Michigan.