Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 long-term care insurance agents in Chesterfield, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
David Smith: Allstate Insurance
48820 Gratiot Ave, Chesterfield, MI 48051
(586) 948-1470
agents.allstate.com
Lottie M Schmidt & Thompson
48955 Jefferson Ave, Chesterfield, MI 48047
(586) 949-9393
lottieschmidtthompson.com
What Does a Long-Term Care Insurance Agent in Chesterfield Cost?
The cost for long-term care insurance in Michigan varies by age, health, and policy features. Typical annual premiums range from 2,000 to 5,000 dollars for a person in their mid-50s. Older applicants or those with health conditions may pay significantly more. This is general information and not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Chesterfield do?
An agent helps you compare policies from different insurers to find coverage for nursing home, assisted living, or home care. They explain policy benefits, premiums, and how Michigan law affects your options. The agent does not provide legal or financial advice.
Does Michigan have special rules for long-term care insurance?
Yes, Michigan requires agents to provide a outline of coverage and a shoppers guide before you buy a policy. The state also has a 30-day free look period where you can cancel a new policy for a full refund. Michigan offers the Partnership program which allows dollar-for-dollar asset protection.
How do I choose a long-term care insurance agent in Chesterfield?
Look for an agent licensed in Michigan with experience in long-term care policies. Ask about their knowledge of Michigan Partnership plans and whether they represent multiple insurance companies. You can verify an agents license on the Michigan Department of Insurance and Financial Services website.