Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Michigan before hiring.
Showing 2 long-term care insurance agents in Benton Harbor, MI
Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Flaugh Insurance Agency/TRICOR Insurance
1355 E Napier Ave, Benton Harbor, MI 49022
(269) 925-0611
flaugh.com
Soos Insurance Agency, LLC
1610 Mall Dr, Benton Harbor, MI 49022
(269) 983-3700
soosinsurance.com
What Does a Long-Term Care Insurance Agent in Benton Harbor Cost?
Typical costs for long-term care insurance in Michigan vary by age and health. For a 55-year-old, a policy with a $165 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. A 65-year-old might pay $2,500 to $5,000 annually for similar coverage. These are estimates and actual premiums depend on your specific situation. This is general information, not insurance advice.
* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.
Frequently Asked Questions
What does a long-term care insurance agent in Benton Harbor do?
An agent helps you compare policies from different carriers and explains coverage options for home care, assisted living, and nursing home care. They also guide you on Michigan partnership policies that can protect your assets if you later need Medicaid.
Are there Michigan-specific rules for long-term care insurance?
Yes, Michigan requires a 30-day free look period for new policies. The state also mandates that insurers offer inflation protection options and cannot deny coverage based on pre-existing conditions after the policy has been in force for two years.
How do I choose a long-term care insurance agent in Benton Harbor?
Look for an agent licensed in Michigan with experience in long-term care products. Ask about their familiarity with local care costs in Berrien County and whether they represent multiple insurance companies to give you a range of options.