The top-rated long-term care insurance agent in Weymouth, Massachusetts is Lallis & Higgins Insurance, LLC, rated 4.9 stars across 195 reviews. Other highly rated options include Vi Tran: Allstate Insurance, Harborside Financial & Insurance Group, Inc., Charles G Jordan Insurance. This directory lists 13 long-term care insurance agents serving Weymouth.
Comparison
| # | Name | Address | Phone |
|---|---|---|---|
| 1 | Lallis & Higgins Insurance, LLC | 1221 Main St #202 | (781) 561-9031 |
| 2 | Vi Tran: Allstate Insurance | 123 Main St | (781) 664-9470 |
| 3 | Harborside Financial & Insurance Group, Inc. | 1194 Washington St | (781) 340-1555 |
| 4 | Charles G Jordan Insurance | 440 Washington St Suite 101 | (781) 337-0427 |
| 5 | AEGIS Insurance Agency | 1255 Main St | (781) 849-1990 |
| 6 | Mc Finn Insurance | 1594 Main St | (781) 682-1000 |
| 7 | Roger Keith & Sons Insurance / Finnerty Insurance Inc | 1598 Main St | (781) 337-1009 |
| 8 | The MacCallum Group | 65 B Winter St | (339) 214-2145 |
| 9 | Ralph Talanian Insurance Inc | 3 Union St | (781) 335-3225 |
| 10 | Empire Insurance Co | 19 Union St | (339) 236-8172 |
Lallis & Higgins Insurance, LLC serves the greater Weymouth area and Norfolk County as a long-term care insurance agent, helping clients plan for future care needs. The company assists individuals in evaluating policies that cover home care, assisted living, and nursing home expenses. By comparing coverage from multiple providers, the agency helps ensure plans align with clients’ financial goals. Lallis & Higgins Insurance, LLC specifically handles policy selection for all levels of long-term care services and guides clients through the underwriting process.
Vi Tran: Allstate Insurance in Weymouth, MA, provides long-term care insurance agent services for clients planning future care needs. The company offers consultations to explain policy options and coverage details, helping individuals design plans that address home care or facility expenses. Ongoing policy maintenance includes reviewing changes in coverage or premiums to ensure the plan remains suitable over time. The services are available for households in single-family homes and residential care environments, as well as for apartments, retail operations, and restaurants.
Harborside Financial & Insurance Group, Inc. serves homeowners and families in Weymouth, MA, assisting them with planning for the financial costs of extended personal care. As a long-term care insurance agent, the company helps clients evaluate coverage options for future assisted living, nursing home, or home-based support needs. Their focus is on helping individuals understand policy benefit structures and the timing of care. The agency also offers its services to residents in the neighboring community of Quincy.
Charles G Jordan Insurance serves Weymouth, MA, and the surrounding South Shore communities, handling long-term care insurance needs for local residents. This agency helps clients understand policies that cover extended care services not included in standard health or Medicare plans. Typical work involves reviewing individual situations and recommending coverage options that address potential future care costs. The office approaches each case by thoroughly explaining policy terms and benefits to ensure clients make informed decisions aligned with their personal financial planning goals.
For one-time service, a client purchases a single policy plan without ongoing management, whereas recurring service provides annual policy reviews and updates under an active relationship. AEGIS Insurance Agency in Weymouth, MA, guides clients through long-term care coverage options that help pay for assisted living or home health aides. They explain policy features such as daily benefit amounts, elimination periods, and inflation protection. Service is available on both a one-time and as-needed basis, though recurring scheduled reviews are also offered for those who prefer continuous support.
Mc Finn Insurance specializes in helping clients understand and select long-term care coverage tailored to their personal financial goals. Operating in Weymouth, Massachusetts, the agency works with individuals and families to navigate policy options that protect assets against the high costs of prolonged care. The team provides clear guidance on benefit periods, inflation protection, and elimination periods through straightforward consultations. As the need for care arises unexpectedly, the agency also assists clients in reviewing existing policies before a hospital discharge or a sudden change in daily living needs.
As coastal Massachusetts residents plan ahead for potential health needs in retirement, Roger Keith & Sons Insurance / Finnerty Insurance Inc in Weymouth assists with evaluating future care costs. The company helps local families understand coverage options for home health aides and assisted living expenses. Their agents explain how premiums adjust with inflation and guide clients through plan customization to match personal budgets. An initial needs assessment is scheduled to review current policies and long-term goals.
The MacCallum Group assists individuals in navigating the complexities of long-term care planning, specializing in insurance solutions tailored to future health needs. Serving the Weymouth area, the agency helps clients understand policy options that protect assets from the rising costs of extended care. This work includes covering services at home, in assisted living facilities, or in nursing homes. The firm can also serve a variety of commercial sectors, including local offices, warehouses, and food service businesses in need of employee benefit offerings incorporating long-term care coverage.
Ralph Talanian Insurance Inc offers long-term care insurance guidance to residential clients throughout Weymouth. The agency also provides coverage solutions for businesses seeking to protect employees and owners from future care costs. Service extends across the South Shore and greater Boston area, ensuring local access to professional advice. Policies are designed to cover nursing home stays, assisted living, and home health care expenses. Follow-up consultations are available between regular visits to adjust coverage as clients’ needs evolve.
What Does a a Long-Term Care Insurance Agent in Weymouth Cost?
Long-term care insurance costs in Massachusetts vary by age, health, and benefit amount. A typical policy for a 55-year-old might cost between $1,500 and $3,000 per year for a basic plan with $150 daily benefit and 3-year term. Premiums can be higher for older applicants or richer benefits. This is general information, not insurance advice.
About long-term care insurance agents in Weymouth
Long-term care insurance agents in Weymouth help residents plan for future care needs like nursing home or home health aide services. Massachusetts offers a Partnership program that allows policyholders to protect assets equal to the benefits paid out. Agents can explain how these policies work with MassHealth and state regulations.
Frequently Asked Questions
What does a long-term care insurance agent in Wemouth do?
An agent helps you compare policies from multiple carriers to find coverage that fits your budget and needs. They explain benefit triggers, elimination periods, and inflation protection options. In Massachusetts, agents must be licensed by the Division of Insurance.
Does Massachusetts have special rules for long-term care insurance?
Yes, Massachusetts requires policies to offer inflation protection and nonforfeiture benefits. The state also runs the MassHealth Partnership program, which lets you keep more assets if you later need Medicaid. An agent can explain how these rules affect your policy choice.
How do I choose a long-term care insurance agent in Weymouth?
Look for an agent who represents multiple insurance companies and has experience with Massachusetts regulations. Ask about their knowledge of the Partnership program and how policies coordinate with MassHealth. Check their license status on the Massachusetts Division of Insurance website.
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