Skip to main content

Compare Long-Term Care Insurance Agents in Ware, MA

Directory of long-term care insurance agents in Ware, Massachusetts. Verify credentials with the state department of insurance before hiring.

3 agents listed
Updated May 2026
Ware, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 3 long-term care insurance agents in Ware, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Moulton Insurance Agency, A Trucordia Business
143 West St, Ware, MA 01082
(413) 967-3327 moultoninsurance.com
Quigley Insurance
50 South St #2, Ware, MA 01082
(413) 967-3950
St. Germain Insurance Inc.
246 West St, Ware, MA 01082
(413) 967-6341 stgermaininsurance.com

Long-term care insurance agents in Ware, Massachusetts help residents plan for future care needs. They can explain policies that may qualify under the Massachusetts Partnership for Long-Term Care program, which offers asset protection. Local agents understand the specific regulations and insurance laws that apply in the state.

What Does a Long-Term Care Insurance Agent in Ware Cost?

Long-term care insurance premiums in Massachusetts vary widely based on age, health, and coverage level. For a 55-year-old, a policy with a $150 daily benefit and 3-year term may cost between $1,500 and $3,000 per year. Costs increase significantly with age and for richer benefits. This is general information, not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Ware do?
An agent helps you compare policies from different insurers and explains coverage options like home care, assisted living, and nursing home care. They also guide you through Massachusetts specific rules, such as the Partnership program requirements.
Are there Massachusetts laws that affect long-term care insurance?
Yes, Massachusetts requires insurers to offer inflation protection and nonforfeiture benefits. The state also regulates rate increases and mandates a 30-day free look period for new policies.