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Find Long-Term Care Insurance Agents in Saugus, MA

Looking for a long-term care insurance agent in Saugus? Review the directory below to compare your options.

9 agents listed
Updated May 2026
Saugus, MA
Important: Listings are compiled from publicly available sources and have not been independently verified by BeforeInsuranceUSA.com. We do not endorse any agent or guarantee outcomes. Verify licensing and disciplinary status with the Department of Insurance of Massachusetts before hiring.
Showing 9 long-term care insurance agents in Saugus, MA Listings are displayed in no particular order and are not ranked by BeforeInsuranceUSA. Order does not constitute a recommendation or endorsement of any agent.
Griffin Stone Insurance Group
999 Broadway # 200, Saugus, MA 01906
(781) 396-3111 griffinstoneinsurance.com
AAA Saugus
214 Broadway, Saugus, MA 01906
(781) 231-3000 branches.northeast.aaa.com
World Insurance Associates LLC
38 Main St, Saugus, MA 01906
(781) 233-9050 tarpeyinsurance.com
Broadway Insurance Agency
345 Main St, Saugus, MA 01906
(781) 233-7000 broadwayins.com
Peter A. Rossetti Insurance Agency, Inc
436 Lincoln Ave, Saugus, MA 01906
(781) 233-1855 rossettiinsurance.com
Excel Insurance
292 Central St, Saugus, MA 01906
(781) 231-3300
Kenneth Grant Insurance
200 Walnut St # 2E, Saugus, MA 01906
(781) 231-4916
Ball Brothers Adjustment Co
5 Heatherwood Cir, Saugus, MA 01906
(781) 231-2380
Vincent Paci
345 Main St, Saugus, MA 01906
(781) 233-7000 broadwayins.com

Long-term care insurance agents in Saugus help residents plan for future care costs while protecting assets. Massachusetts has a Partnership Program that allows policyholders to qualify for MassHealth without spending down all assets. Local agents can explain how these state-specific rules apply to your situation.

What Does a Long-Term Care Insurance Agent in Saugus Cost?

In Massachusetts, long-term care insurance premiums vary widely based on age, health, and coverage level. A typical policy for a 55-year-old may cost between 1,500 and 3,000 dollars per year. For a 65-year-old, annual premiums often range from 2,500 to 5,000 dollars. Costs are higher for policies with inflation protection. This information is general and not insurance advice.

* Cost estimates are general ranges based on publicly available data and compiled using automated research tools. Actual fees vary by agent and case complexity. This is not insurance advice — consult directly with an agent for fee specifics.

Frequently Asked Questions

What does a long-term care insurance agent in Saugus do?
An agent helps you compare policies from different insurers and explains coverage options. They also advise on Massachusetts Partnership policies that offer asset protection. The agent does not provide legal advice but can coordinate with your estate planner.
How does the Massachusetts Partnership Program work?
This program lets you keep assets equal to the benefits paid by your policy if you later need MassHealth. For example, if your policy pays out 100,000 dollars in benefits, you can keep 100,000 dollars in assets. Only Partnership-approved policies qualify for this protection.
Are there time limits for buying long-term care insurance in Massachusetts?
Massachusetts law does not set a specific age limit, but most insurers require applicants to be under age 80. You must also pass medical underwriting. Some policies have a 90-day waiting period before benefits begin.